Primis Financial Corp (FRST)vsPNC Financial Services Group Inc (PNC)
FRST
Primis Financial Corp
$16.67
+0.48%
FINANCIAL SERVICES · Cap: $404.28M
PNC
PNC Financial Services Group Inc
$255.46
-0.10%
FINANCIAL SERVICES · Cap: $101.40B
Smart Verdict
WallStSmart Research — data-driven comparison
PNC Financial Services Group Inc generates 11280% more annual revenue ($24.32B vs $213.71M). PNC leads profitability with a 31.4% profit margin vs 24.8%. FRST trades at a lower P/E of 7.5x. FRST earns a higher WallStSmart Score of 77/100 (B+).
FRST
Strong Buy77
out of 100
Grade: B+
PNC
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 44.2% year-over-year
Earnings expanding 285.2% YoY
Keeps 25 of every $100 in revenue as profit
Strong operational efficiency at 25.8%
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 38.7%
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.6% year-over-year
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FRST
The strongest argument for FRST centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 24.8% and operating margin at 25.8%. Revenue growth of 44.2% demonstrates continued momentum.
Bull Case : PNC
The strongest argument for PNC centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 31.4% and operating margin at 38.7%. Revenue growth of 23.6% demonstrates continued momentum.
Bear Case : FRST
The primary concerns for FRST are Market Cap, Debt/Equity, Free Cash Flow.
Bear Case : PNC
The primary concerns for PNC are PEG Ratio, Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
PNC carries more volatility with a beta of 0.90 — expect wider price swings.
FRST is growing revenue faster at 44.2% — sustainability is the question.
PNC generates stronger free cash flow (2.1B), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FRST scores higher overall (77/100 vs 76/100), backed by strong 24.8% margins and 44.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Primis Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Primis Financial Corp. The company is headquartered in McLean, Virginia.
Visit Website →PNC Financial Services Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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