WallStSmart

Jfrog Ltd (FROG)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 6679% more annual revenue ($38.19B vs $563.41M). SAP leads profitability with a 20.4% profit margin vs -10.9%. SAP earns a higher WallStSmart Score of 64/100 (C+).

FROG

Avoid

28

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 4.0Quality: 7.0
Piotroski: 4/9Altman Z: 1.35

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FROGSignificantly Overvalued (-47.0%)

Margin of Safety

-47.0%

Fair Value

$54.29

Current Price

$89.52

$35.23 premium

UndervaluedFair: $54.29Overvalued
SAPSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$150.68

Current Price

$206.16

$55.48 premium

UndervaluedFair: $150.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FROG2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.8%8/10

Revenue surging 25.8% year-over-year

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$208.77B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

Areas to Watch

FROG4 concerns · Avg: 3.0/10
Price/BookValuation
11.7x4/10

Trading at 11.7x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-6.7%2/10

ROE of -6.7% — below average capital efficiency

Altman Z-ScoreHealth
1.352/10

Distress zone — elevated risk

SAP2 concerns · Avg: 3.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Price/BookValuation
65.9x2/10

Trading at 65.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FROG

The strongest argument for FROG centers on Debt/Equity, Revenue Growth. Revenue growth of 25.8% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : FROG

The primary concerns for FROG are Price/Book, EPS Growth, Return on Equity.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, Price/Book.

Key Dynamics to Monitor

FROG profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

FROG carries more volatility with a beta of 1.20 — expect wider price swings.

FROG is growing revenue faster at 25.8% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 28/100), backed by strong 20.4% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jfrog Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

JFrog Ltd. provides a DevOps platform for a continuous software release management platform that enables organizations to deliver software updates to any system in the United States. The company is headquartered in Sunnyvale, California.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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