WallStSmart

Shift4 Payments Inc (FOUR)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shift4 Payments Inc generates 1393% more annual revenue ($4.45B vs $298.19M). FOUR leads profitability with a 2.6% profit margin vs 0.4%. FOUR appears more attractively valued with a PEG of 0.30. FOUR earns a higher WallStSmart Score of 62/100 (C+).

FOUR

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 5.0Value: 8.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.84

TBCH

Hold

43

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 5/9Altman Z: 1.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FOURUndervalued (+41.6%)

Margin of Safety

+41.6%

Fair Value

$100.66

Current Price

$38.08

$62.58 discount

UndervaluedFair: $100.66Overvalued

Intrinsic value data unavailable for TBCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FOUR2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3010/10

Growing faster than its price suggests

Revenue GrowthGrowth
32.2%10/10

Revenue surging 32.2% year-over-year

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
1.008/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

FOUR4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

P/E RatioValuation
47.3x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-72.2%2/10

Earnings declined 72.2%

TBCH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

Market CapQuality
$265.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FOUR

The strongest argument for FOUR centers on PEG Ratio, Revenue Growth. Revenue growth of 32.2% demonstrates continued momentum. PEG of 0.30 suggests the stock is reasonably priced for its growth.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : FOUR

The primary concerns for FOUR are Return on Equity, Profit Margin, P/E Ratio. A P/E of 47.3x leaves little room for execution misses. Debt-to-equity of 2.77 is elevated, increasing financial risk.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity. A P/E of 669.5x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

FOUR profiles as a hypergrowth stock while TBCH is a value play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.29 — expect wider price swings.

FOUR is growing revenue faster at 32.2% — sustainability is the question.

FOUR generates stronger free cash flow (96M), providing more financial flexibility.

Bottom Line

FOUR scores higher overall (62/100 vs 43/100) and 32.2% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shift4 Payments Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. The company is headquartered in Allentown, Pennsylvania.

Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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