WallStSmart

Shift4 Payments Inc (FOUR)vsPalo Alto Networks Inc (PANW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palo Alto Networks Inc generates 122% more annual revenue ($9.89B vs $4.45B). PANW leads profitability with a 13.0% profit margin vs 2.6%. FOUR appears more attractively valued with a PEG of 0.30. FOUR earns a higher WallStSmart Score of 62/100 (C+).

FOUR

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 5.0Value: 8.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.84

PANW

Buy

57

out of 100

Grade: C

Growth: 8.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FOURUndervalued (+41.6%)

Margin of Safety

+41.6%

Fair Value

$100.66

Current Price

$38.08

$62.58 discount

UndervaluedFair: $100.66Overvalued
PANWUndervalued (+39.7%)

Margin of Safety

+39.7%

Fair Value

$441.96

Current Price

$272.05

$169.91 discount

UndervaluedFair: $441.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FOUR2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3010/10

Growing faster than its price suggests

Revenue GrowthGrowth
32.2%10/10

Revenue surging 32.2% year-over-year

PANW3 strengths · Avg: 10.0/10
Market CapQuality
$241.01B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
60.5%10/10

Earnings expanding 60.5% YoY

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Areas to Watch

FOUR4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

P/E RatioValuation
47.3x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-72.2%2/10

Earnings declined 72.2%

PANW4 concerns · Avg: 2.5/10
Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
5.042/10

Expensive relative to growth rate

P/E RatioValuation
256.2x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : FOUR

The strongest argument for FOUR centers on PEG Ratio, Revenue Growth. Revenue growth of 32.2% demonstrates continued momentum. PEG of 0.30 suggests the stock is reasonably priced for its growth.

Bull Case : PANW

The strongest argument for PANW centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 14.9% demonstrates continued momentum.

Bear Case : FOUR

The primary concerns for FOUR are Return on Equity, Profit Margin, P/E Ratio. A P/E of 47.3x leaves little room for execution misses. Debt-to-equity of 2.77 is elevated, increasing financial risk.

Bear Case : PANW

The primary concerns for PANW are Return on Equity, Piotroski F-Score, PEG Ratio. A P/E of 256.2x leaves little room for execution misses.

Key Dynamics to Monitor

FOUR profiles as a hypergrowth stock while PANW is a value play — different risk/reward profiles.

FOUR carries more volatility with a beta of 1.42 — expect wider price swings.

FOUR is growing revenue faster at 32.2% — sustainability is the question.

PANW generates stronger free cash flow (788M), providing more financial flexibility.

Bottom Line

FOUR scores higher overall (62/100 vs 57/100) and 32.2% revenue growth. PANW offers better value entry with a 39.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shift4 Payments Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. The company is headquartered in Allentown, Pennsylvania.

Palo Alto Networks Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palo Alto Networks, Inc. provides cybersecurity platform solutions globally. The company is headquartered in Santa Clara, California.

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