WallStSmart

Shift4 Payments Inc (FOUR)vsGoPro Inc (GPRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shift4 Payments Inc generates 542% more annual revenue ($4.18B vs $651.54M). FOUR leads profitability with a 2.9% profit margin vs -14.3%. FOUR appears more attractively valued with a PEG of 0.32. FOUR earns a higher WallStSmart Score of 54/100 (C-).

FOUR

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 8.0Quality: 4.3
Piotroski: 2/9Altman Z: 1.30

GPRO

Hold

39

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FOURUndervalued (+65.6%)

Margin of Safety

+65.6%

Fair Value

$170.55

Current Price

$45.09

$125.46 discount

UndervaluedFair: $170.55Overvalued

Intrinsic value data unavailable for GPRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FOUR2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3210/10

Growing faster than its price suggests

Revenue GrowthGrowth
33.9%10/10

Revenue surging 33.9% year-over-year

GPRO1 strengths · Avg: 8.0/10
PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

FOUR4 concerns · Avg: 2.5/10
Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
41.8x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-72.2%2/10

Earnings declined 72.2%

GPRO4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Market CapQuality
$225.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-81.9%2/10

ROE of -81.9% — below average capital efficiency

EPS GrowthGrowth
-93.7%2/10

Earnings declined 93.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : FOUR

The strongest argument for FOUR centers on PEG Ratio, Revenue Growth. Revenue growth of 33.9% demonstrates continued momentum. PEG of 0.32 suggests the stock is reasonably priced for its growth.

Bull Case : GPRO

The strongest argument for GPRO centers on PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : FOUR

The primary concerns for FOUR are Profit Margin, Piotroski F-Score, P/E Ratio. A P/E of 41.8x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.

Bear Case : GPRO

The primary concerns for GPRO are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

FOUR profiles as a hypergrowth stock while GPRO is a turnaround play — different risk/reward profiles.

GPRO carries more volatility with a beta of 1.66 — expect wider price swings.

FOUR is growing revenue faster at 33.9% — sustainability is the question.

FOUR generates stronger free cash flow (187M), providing more financial flexibility.

Bottom Line

FOUR scores higher overall (54/100 vs 39/100) and 33.9% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shift4 Payments Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. The company is headquartered in Allentown, Pennsylvania.

GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

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