Floor & Decor Holdings Inc (FND)vsH&R Block Inc (HRB)
FND
Floor & Decor Holdings Inc
$47.34
+1.00%
CONSUMER CYCLICAL · Cap: $5.35B
HRB
H&R Block Inc
$45.12
+0.53%
CONSUMER CYCLICAL · Cap: $5.56B
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 19% more annual revenue ($4.71B vs $3.95B). HRB leads profitability with a 18.6% profit margin vs 4.9%. HRB appears more attractively valued with a PEG of 0.58. HRB earns a higher WallStSmart Score of 67/100 (B-).
FND
Buy53
out of 100
Grade: C-
HRB
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+15.1%
Fair Value
$81.23
Current Price
$47.34
$33.89 discount
Margin of Safety
-62.9%
Fair Value
$27.71
Current Price
$45.12
$17.41 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 53.4% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 68 in profit
Strong operational efficiency at 32.9%
Growing faster than its price suggests
Areas to Watch
Expensive relative to growth rate
3.0% revenue growth
4.9% margin — thin
3.0% revenue growth
4.5% earnings growth
Trading at 47.5x book value
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on EPS Growth, Price/Book.
Bull Case : HRB
The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.6% and operating margin at 32.9%. PEG of 0.58 suggests the stock is reasonably priced for its growth.
Bear Case : FND
The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.
Bear Case : HRB
The primary concerns for HRB are Revenue Growth, EPS Growth, Price/Book. Debt-to-equity of 17.89 is elevated, increasing financial risk.
Key Dynamics to Monitor
FND carries more volatility with a beta of 1.55 — expect wider price swings.
HRB is growing revenue faster at 3.0% — sustainability is the question.
HRB generates stronger free cash flow (237M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HRB scores higher overall (67/100 vs 53/100), backed by strong 18.6% margins. FND offers better value entry with a 15.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →H&R Block Inc
CONSUMER CYCLICAL · PERSONAL SERVICES · USA
H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.
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