First Mid Illinois Bancshares Inc (FMBH)vsHartford Financial Services Group (HIG)
FMBH
First Mid Illinois Bancshares Inc
$51.02
+0.33%
FINANCIAL SERVICES · Cap: $1.34B
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 7752% more annual revenue ($29.32B vs $373.36M). FMBH leads profitability with a 26.9% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
FMBH
Strong Buy72
out of 100
Grade: B
HIG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 38.8%
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.0% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FMBH
The strongest argument for FMBH centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 26.9% and operating margin at 38.8%. Revenue growth of 26.0% demonstrates continued momentum.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : FMBH
The primary concerns for FMBH are Market Cap, Piotroski F-Score, Altman Z-Score.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
FMBH profiles as a growth stock while HIG is a value play — different risk/reward profiles.
FMBH carries more volatility with a beta of 0.78 — expect wider price swings.
FMBH is growing revenue faster at 26.0% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 72/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First Mid Illinois Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail and agricultural clients in the United States. The company is headquartered in Mattoon, Illinois.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
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