WallStSmart

Flywire Corp (FLYW)vsNVIDIA Corporation (NVDA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 42360% more annual revenue ($302.97B vs $713.54M). NVDA leads profitability with a 63.7% profit margin vs 4.8%. NVDA trades at a lower P/E of 27.6x. NVDA earns a higher WallStSmart Score of 80/100 (A-).

FLYW

Hold

39

out of 100

Grade: F

Growth: 6.7Profit: 3.5Value: 5.7Quality: 5.8
Piotroski: 4/9Altman Z: 1.78

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 10.0Profit: 10.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 6.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FLYWUndervalued (+69.1%)

Margin of Safety

+69.1%

Fair Value

$36.02

Current Price

$17.87

$18.15 discount

UndervaluedFair: $36.02Overvalued
NVDASignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$143.03

Current Price

$218.29

$75.26 premium

UndervaluedFair: $143.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FLYW2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.2%8/10

Revenue surging 27.2% year-over-year

NVDA6 strengths · Avg: 10.0/10
Market CapQuality
$5.27T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
84.2%10/10

Every $100 of equity generates 84 in profit

Profit MarginProfitability
63.7%10/10

Keeps 64 of every $100 in revenue as profit

Operating MarginProfitability
66.2%10/10

Strong operational efficiency at 66.2%

Revenue GrowthGrowth
105.9%10/10

Revenue surging 105.9% year-over-year

EPS GrowthGrowth
127.8%10/10

Earnings expanding 127.8% YoY

Areas to Watch

FLYW4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.784/10

Distress zone — elevated risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

P/E RatioValuation
65.8x2/10

Premium valuation, high expectations priced in

NVDA3 concerns · Avg: 3.0/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
23.0x2/10

Trading at 23.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FLYW

The strongest argument for FLYW centers on Price/Book, Revenue Growth. Revenue growth of 27.2% demonstrates continued momentum.

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 63.7% and operating margin at 66.2%. Revenue growth of 105.9% demonstrates continued momentum.

Bear Case : FLYW

The primary concerns for FLYW are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 65.8x leaves little room for execution misses. Thin 4.8% margins leave little buffer for downturns.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Piotroski F-Score, Price/Book.

Key Dynamics to Monitor

NVDA carries more volatility with a beta of 2.22 — expect wider price swings.

NVDA is growing revenue faster at 105.9% — sustainability is the question.

NVDA generates stronger free cash flow (21.4B), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NVDA scores higher overall (80/100 vs 39/100), backed by strong 63.7% margins and 105.9% revenue growth. FLYW offers better value entry with a 69.1% margin of safety. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Flywire Corp

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Flywire Corporation is a payments enablement and software company in the United States and internationally. The company is headquartered in Boston, Massachusetts.

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NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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