Flagstar Financial, Inc. (FLG)vsHartford Financial Services Group (HIG)
FLG
Flagstar Financial, Inc.
$13.97
+1.16%
FINANCIAL SERVICES · Cap: $5.84B
HIG
Hartford Financial Services Group
$136.81
+0.12%
FINANCIAL SERVICES · Cap: $37.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 1365% more annual revenue ($28.79B vs $1.97B). HIG leads profitability with a 14.1% profit margin vs -2.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).
FLG
Buy59
out of 100
Grade: C
HIG
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 21.2% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Areas to Watch
0.0% earnings growth
ROE of -0.7% — below average capital efficiency
Negative free cash flow — burning cash
Currently unprofitable
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : FLG
The strongest argument for FLG centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 21.2% demonstrates continued momentum. PEG of 0.47 suggests the stock is reasonably priced for its growth.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : FLG
The primary concerns for FLG are EPS Growth, Return on Equity, Free Cash Flow.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Key Dynamics to Monitor
FLG profiles as a growth stock while HIG is a value play — different risk/reward profiles.
FLG carries more volatility with a beta of 1.02 — expect wider price swings.
FLG is growing revenue faster at 21.2% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 59/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Flagstar Financial, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Flagstar Financial, Inc. is the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company is headquartered in Hicksville, New York.
Visit Website →Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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