WallStSmart

Figs Inc (FIGS)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 1700% more annual revenue ($12.78B vs $710.08M). FIGS leads profitability with a 8.7% profit margin vs 5.5%. VFC trades at a lower P/E of 19.5x. VFC earns a higher WallStSmart Score of 66/100 (B-).

FIGS

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 6.5Value: 5.7Quality: 9.0
Piotroski: 4/9Altman Z: 4.17

VFC

Strong Buy

66

out of 100

Grade: B-

Growth: 4.7Profit: 5.0Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FIGSUndervalued (+18.4%)

Margin of Safety

+18.4%

Fair Value

$12.89

Current Price

$13.35

$0.46 discount

UndervaluedFair: $12.89Overvalued
VFCUndervalued (+76.6%)

Margin of Safety

+76.6%

Fair Value

$89.00

Current Price

$13.17

$75.83 discount

UndervaluedFair: $89.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIGS4 strengths · Avg: 9.3/10
EPS GrowthGrowth
275.0%10/10

Earnings expanding 275.0% YoY

Altman Z-ScoreHealth
4.1710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
28.8%8/10

Revenue surging 28.8% year-over-year

VFC3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3310/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Areas to Watch

FIGS1 concerns · Avg: 2.0/10
P/E RatioValuation
41.4x2/10

Premium valuation, high expectations priced in

VFC4 concerns · Avg: 2.3/10
Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Free Cash FlowQuality
$-115.76M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FIGS

The strongest argument for FIGS centers on EPS Growth, Altman Z-Score, Debt/Equity. Revenue growth of 28.8% demonstrates continued momentum.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.33 suggests the stock is reasonably priced for its growth.

Bear Case : FIGS

The primary concerns for FIGS are P/E Ratio. A P/E of 41.4x leaves little room for execution misses.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Free Cash Flow. Debt-to-equity of 2.81 is elevated, increasing financial risk.

Key Dynamics to Monitor

FIGS profiles as a growth stock while VFC is a value play — different risk/reward profiles.

FIGS carries more volatility with a beta of 1.07 — expect wider price swings.

FIGS is growing revenue faster at 28.8% — sustainability is the question.

FIGS generates stronger free cash flow (44M), providing more financial flexibility.

Bottom Line

VFC scores higher overall (66/100 vs 56/100). FIGS offers better value entry with a 18.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Figs Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

FIGS, Inc. is a consumer-focused healthcare lifestyle and apparel company in the United States. The company is headquartered in Santa Monica, California.

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VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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