WallStSmart

FGI Industries Ltd (FGI)vsWhirlpool Corporation (WHR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Whirlpool Corporation generates 11773% more annual revenue ($15.18B vs $127.82M). WHR leads profitability with a 1.1% profit margin vs -5.1%. WHR earns a higher WallStSmart Score of 52/100 (C-).

FGI

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.98

WHR

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 6.3Quality: 3.5
Piotroski: 3/9Altman Z: 1.26

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FGI2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
83.6%10/10

Earnings expanding 83.6% YoY

WHR2 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Areas to Watch

FGI4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.984/10

Grey zone — moderate risk

Market CapQuality
$9.04M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.513/10

Elevated debt levels

Return on EquityProfitability
-40.1%2/10

ROE of -40.1% — below average capital efficiency

WHR4 concerns · Avg: 3.0/10
Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Operating MarginProfitability
1.3%3/10

Operating margin of 1.3%

Debt/EquityHealth
1.883/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : FGI

The strongest argument for FGI centers on Price/Book, EPS Growth.

Bull Case : WHR

The strongest argument for WHR centers on Price/Book, P/E Ratio. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : FGI

The primary concerns for FGI are Altman Z-Score, Market Cap, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : WHR

The primary concerns for WHR are Return on Equity, Profit Margin, Operating Margin. Debt-to-equity of 1.88 is elevated, increasing financial risk. Thin 1.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

FGI profiles as a turnaround stock while WHR is a value play — different risk/reward profiles.

FGI carries more volatility with a beta of 2.23 — expect wider price swings.

FGI is growing revenue faster at -8.2% — sustainability is the question.

FGI generates stronger free cash flow (-405,439), providing more financial flexibility.

Bottom Line

WHR scores higher overall (52/100 vs 39/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

FGI Industries Ltd

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

FGI Industries Ltd. The company is headquartered in East Hanover, New Jersey.

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Whirlpool Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Whirlpool Corporation is an American multinational manufacturer and marketer of home appliances, headquartered in Benton Charter Township, Michigan, United States.

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