F&G Annuities & Life Inc. (FG)vsHartford Financial Services Group (HIG)
FG
F&G Annuities & Life Inc.
$23.05
-2.21%
FINANCIAL SERVICES · Cap: $3.13B
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 383% more annual revenue ($29.32B vs $6.07B). HIG leads profitability with a 14.9% profit margin vs 6.9%. FG trades at a lower P/E of 7.9x. HIG earns a higher WallStSmart Score of 79/100 (B+).
FG
Hold47
out of 100
Grade: D+
HIG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.5B in free cash flow
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
4.2% revenue growth
6.9% margin — thin
Weak financial health signals
Earnings declined 64.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FG
The strongest argument for FG centers on P/E Ratio, Price/Book, Free Cash Flow.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : FG
The primary concerns for FG are Revenue Growth, Profit Margin, Piotroski F-Score.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
FG carries more volatility with a beta of 1.24 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
FG generates stronger free cash flow (1.5B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 47/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
F&G Annuities & Life Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
FGL Holdings sells individual life and annuity insurance products in the United States. The company is headquartered in Des Moines, Iowa.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
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