First Financial Bancorp (FFBC)vsSun Life Financial Inc. (SLF)

FFBC

First Financial Bancorp

NASDAQ

$30.60

+0.56%

FINANCIAL SERVICES · Cap: $3.19B

SLF

Sun Life Financial Inc.

NYSE

$69.51

-4.91%

FINANCIAL SERVICES · Cap: $38.51B

⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 3700% more annual revenue ($34.88B vs $917.75M). FFBC leads profitability with a 30.4% profit margin vs 10.2%. FFBC appears more attractively valued with a PEG of 1.12. FFBC earns a higher WallStSmart Score of 83/100 (A-).

FFBC

Exceptional Buy

out of 100

Grade: A-

Growth: 9.3Profit: 7.5Value: 7.0Quality: 4.0

Piotroski: 3/9Altman Z: -0.41

SLF

Strong Buy

out of 100

Grade: B-

Growth: 8.0Profit: 6.0Value: 6.3Quality: 5.3

Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FFBC6 strengths · Avg: 9.7/10

P/E RatioValuation

10.8x10/10

Attractively priced relative to earnings

Price/BookValuation

1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability

30.4%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability

37.2%10/10

Strong operational efficiency at 37.2%

Revenue GrowthGrowth

32.6%10/10

Revenue surging 32.6% year-over-year

EPS GrowthGrowth

31.5%8/10

Earnings expanding 31.5% YoY

SLF4 strengths · Avg: 8.5/10

EPS GrowthGrowth

240.9%10/10

Earnings expanding 240.9% YoY

P/E RatioValuation

17.6x8/10

Attractively priced relative to earnings

Price/BookValuation

2.3x8/10

Reasonable price relative to book value

Free Cash FlowQuality

$5.28B8/10

Generating 5.3B in free cash flow

Areas to Watch

FFBC2 concerns · Avg: 2.5/10

Piotroski F-ScoreQuality

3/93/10

Weak financial health signals

Altman Z-ScoreHealth

-0.412/10

Distress zone — elevated risk

SLF1 concerns · Avg: 4.0/10

Revenue GrowthGrowth

4.7%4/10

4.7% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : FFBC

The strongest argument for FFBC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.4% and operating margin at 37.2%. Revenue growth of 32.6% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bear Case : FFBC

The primary concerns for FFBC are Piotroski F-Score, Altman Z-Score.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth.

Key Dynamics to Monitor

FFBC profiles as a growth stock while SLF is a value play — different risk/reward profiles.

FFBC carries more volatility with a beta of 0.94 — expect wider price swings.

FFBC is growing revenue faster at 32.6% — sustainability is the question.

SLF generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

FFBC scores higher overall (83/100 vs 67/100), backed by strong 30.4% margins and 32.6% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First Financial Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Financial Bancorp. The company is headquartered in Cincinnati, Ohio.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

Compare with Other BANKS - REGIONAL Stocks

FFBC vs HDB FFBC vs MFG FFBC vs IBN FFBC vs ITUB FFBC vs PNC SLF vs HDB SLF vs MFG SLF vs IBN SLF vs ITUB SLF vs PNC

Want to dig deeper into these stocks?

Full FFBC Analysis →Full SLF Analysis →