WallStSmart

First Community Corporation (FCCO)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 5150502% more annual revenue ($4.02T vs $78.01M). MFG leads profitability with a 26.1% profit margin vs 24.6%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).

FCCO

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 7.0Value: 10.0Quality: 5.0

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FCCOUndervalued (+52.8%)

Margin of Safety

+52.8%

Fair Value

$63.43

Current Price

$28.52

$34.91 discount

UndervaluedFair: $63.43Overvalued
MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FCCO5 strengths · Avg: 9.4/10
P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Profit MarginProfitability
24.6%9/10

Keeps 25 of every $100 in revenue as profit

Revenue GrowthGrowth
17.5%8/10

17.5% revenue growth

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Areas to Watch

FCCO3 concerns · Avg: 3.0/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

Market CapQuality
$259.12M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-12.14M2/10

Negative free cash flow — burning cash

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FCCO

The strongest argument for FCCO centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 24.6% and operating margin at 35.4%. Revenue growth of 17.5% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : FCCO

The primary concerns for FCCO are PEG Ratio, Market Cap, Free Cash Flow.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

FCCO profiles as a growth stock while MFG is a mature play — different risk/reward profiles.

FCCO carries more volatility with a beta of 0.36 — expect wider price swings.

FCCO is growing revenue faster at 17.5% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 69/100), backed by strong 26.1% margins. FCCO offers better value entry with a 52.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First Community Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Community Corporation is the banking holding company for First Community Bank, offering various commercial and retail banking products and services to small and medium-sized businesses, professional companies, and individuals. The company is headquartered in Lexington, South Carolina.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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