First Community Corporation (FCCO)vsItau Unibanco Banco Holding SA (ITUB)
FCCO
First Community Corporation
$30.71
+2.20%
FINANCIAL SERVICES · Cap: $294.72M
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 166313% more annual revenue ($138.19B vs $83.04M). ITUB leads profitability with a 33.3% profit margin vs 24.9%. ITUB appears more attractively valued with a PEG of 1.32. ITUB earns a higher WallStSmart Score of 74/100 (B).
FCCO
Strong Buy71
out of 100
Grade: B
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 34.3%
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 28.1% year-over-year
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FCCO
The strongest argument for FCCO centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.9% and operating margin at 34.3%. Revenue growth of 28.1% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : FCCO
The primary concerns for FCCO are PEG Ratio, Market Cap, Free Cash Flow.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
FCCO profiles as a growth stock while ITUB is a declining play — different risk/reward profiles.
FCCO carries more volatility with a beta of 0.36 — expect wider price swings.
FCCO is growing revenue faster at 28.1% — sustainability is the question.
FCCO generates stronger free cash flow (-2M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 71/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First Community Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Community Corporation is the banking holding company for First Community Bank, offering various commercial and retail banking products and services to small and medium-sized businesses, professional companies, and individuals. The company is headquartered in Lexington, South Carolina.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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