WallStSmart

Farmer Bros. Co (FARM)vsGeneral Mills Inc (GIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Mills Inc generates 5356% more annual revenue ($18.42B vs $337.72M). GIS leads profitability with a -0.5% profit margin vs -5.5%. FARM appears more attractively valued with a PEG of 7.45. GIS earns a higher WallStSmart Score of 42/100 (D).

FARM

Avoid

34

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.7Quality: 5.0

GIS

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 4.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.99
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FARMUndervalued (+87.6%)

Margin of Safety

+87.6%

Fair Value

$13.19

Current Price

$1.28

$11.91 discount

UndervaluedFair: $13.19Overvalued

Intrinsic value data unavailable for GIS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FARM1 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

GIS0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

FARM4 concerns · Avg: 2.3/10
Market CapQuality
$28.09M3/10

Smaller company, higher risk/reward

PEG RatioValuation
7.452/10

Expensive relative to growth rate

Return on EquityProfitability
-48.3%2/10

ROE of -48.3% — below average capital efficiency

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

GIS4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Debt/EquityHealth
1.843/10

Elevated debt levels

PEG RatioValuation
11.742/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FARM

The strongest argument for FARM centers on Price/Book.

Bull Case : GIS

GIS has a balanced fundamental profile.

Bear Case : FARM

The primary concerns for FARM are Market Cap, PEG Ratio, Return on Equity.

Bear Case : GIS

The primary concerns for GIS are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 1.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

FARM carries more volatility with a beta of 1.13 — expect wider price swings.

GIS is growing revenue faster at 2.2% — sustainability is the question.

GIS generates stronger free cash flow (368M), providing more financial flexibility.

Monitor PACKAGED FOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GIS scores higher overall (42/100 vs 34/100). FARM offers better value entry with a 87.6% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Farmer Bros. Co

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Farmer Bros. The company is headquartered in Northlake, Texas.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

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