WallStSmart

Ford Motor Company (F)vsZumiez Inc (ZUMZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ford Motor Company generates 20336% more annual revenue ($189.86B vs $929.06M). ZUMZ leads profitability with a 1.4% profit margin vs -3.2%. ZUMZ appears more attractively valued with a PEG of 0.96. ZUMZ earns a higher WallStSmart Score of 61/100 (C+).

F

Buy

53

out of 100

Grade: C-

Growth: 7.3Profit: 3.5Value: 5.7Quality: 3.0
Piotroski: 2/9Altman Z: 0.91

ZUMZ

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 4.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FUndervalued (+36.1%)

Margin of Safety

+36.1%

Fair Value

$22.12

Current Price

$12.08

$10.04 discount

UndervaluedFair: $22.12Overvalued
ZUMZUndervalued (+45.6%)

Margin of Safety

+45.6%

Fair Value

$44.43

Current Price

$24.57

$19.86 discount

UndervaluedFair: $44.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

F3 strengths · Avg: 9.3/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
430.8%10/10

Earnings expanding 430.8% YoY

Free Cash FlowQuality
$1.10B8/10

Generating 1.1B in free cash flow

ZUMZ3 strengths · Avg: 8.7/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.968/10

Growing faster than its price suggests

EPS GrowthGrowth
49.1%8/10

Earnings expanding 49.1% YoY

Areas to Watch

F4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
8.482/10

Expensive relative to growth rate

Return on EquityProfitability
-14.8%2/10

ROE of -14.8% — below average capital efficiency

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

ZUMZ4 concerns · Avg: 3.5/10
P/E RatioValuation
31.6x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Market CapQuality
$425.87M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.1%3/10

ROE of 4.1% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : F

The strongest argument for F centers on Price/Book, EPS Growth, Free Cash Flow.

Bull Case : ZUMZ

The strongest argument for ZUMZ centers on Price/Book, PEG Ratio, EPS Growth. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : F

The primary concerns for F are Piotroski F-Score, PEG Ratio, Return on Equity. Debt-to-equity of 4.66 is elevated, increasing financial risk.

Bear Case : ZUMZ

The primary concerns for ZUMZ are P/E Ratio, Revenue Growth, Market Cap. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

F profiles as a turnaround stock while ZUMZ is a value play — different risk/reward profiles.

F carries more volatility with a beta of 1.71 — expect wider price swings.

F is growing revenue faster at 6.4% — sustainability is the question.

F generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

ZUMZ scores higher overall (61/100 vs 53/100). F offers better value entry with a 36.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ford Motor Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Ford Motor Company, commonly known as Ford, is an American multinational automaker that has its main headquarters in Dearborn, Michigan.

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Zumiez Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Zumiez Inc., is a specialty retailer of clothing, footwear, accessories and durable goods for young men and women. The company is headquartered in Lynnwood, Washington.

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