ExlService Holdings Inc (EXLS)vsFidelity National Information Services Inc (FIS)
EXLS
ExlService Holdings Inc
$29.38
-1.49%
TECHNOLOGY · Cap: $4.41B
FIS
Fidelity National Information Services Inc
$40.95
-1.28%
TECHNOLOGY · Cap: $20.26B
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Information Services Inc generates 430% more annual revenue ($11.44B vs $2.16B). FIS leads profitability with a 23.4% profit margin vs 11.7%. FIS appears more attractively valued with a PEG of 0.22. FIS earns a higher WallStSmart Score of 87/100 (A).
EXLS
Buy65
out of 100
Grade: C+
FIS
Exceptional Buy87
out of 100
Grade: A
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+69.9%
Fair Value
$95.75
Current Price
$29.38
$66.37 discount
Margin of Safety
+8.2%
Fair Value
$52.61
Current Price
$40.95
$11.66 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Growing faster than its price suggests
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 30.1% year-over-year
Earnings expanding 3041.0% YoY
Keeps 23 of every $100 in revenue as profit
Areas to Watch
Negative free cash flow — burning cash
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : EXLS
The strongest argument for EXLS centers on Return on Equity, Altman Z-Score, Debt/Equity. Revenue growth of 13.8% demonstrates continued momentum. PEG of 0.92 suggests the stock is reasonably priced for its growth.
Bull Case : FIS
The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.
Bear Case : EXLS
The primary concerns for EXLS are Free Cash Flow.
Bear Case : FIS
The primary concerns for FIS are Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
EXLS profiles as a value stock while FIS is a growth play — different risk/reward profiles.
EXLS carries more volatility with a beta of 0.82 — expect wider price swings.
FIS is growing revenue faster at 30.1% — sustainability is the question.
FIS generates stronger free cash flow (695M), providing more financial flexibility.
Bottom Line
FIS scores higher overall (87/100 vs 65/100), backed by strong 23.4% margins and 30.1% revenue growth. EXLS offers better value entry with a 69.9% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ExlService Holdings Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
ExlService Holdings, Inc. provides operations management and analysis services in the United States, the United Kingdom, and internationally. The company is headquartered in New York, New York.
Fidelity National Information Services Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
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