ExlService Holdings Inc (EXLS)vsFidelity National Information Services Inc (FIS)
EXLS
ExlService Holdings Inc
$35.26
+1.85%
TECHNOLOGY · Cap: $5.55B
FIS
Fidelity National Information Services Inc
$38.14
-0.99%
TECHNOLOGY · Cap: $20.33B
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Information Services Inc generates 445% more annual revenue ($12.20B vs $2.24B). FIS leads profitability with a 27.7% profit margin vs 11.2%. FIS appears more attractively valued with a PEG of 0.22. FIS earns a higher WallStSmart Score of 89/100 (A).
EXLS
Buy63
out of 100
Grade: C+
FIS
Exceptional Buy89
out of 100
Grade: A
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.8%
Fair Value
$98.20
Current Price
$35.26
$62.94 discount
Margin of Safety
+13.1%
Fair Value
$55.57
Current Price
$38.14
$17.43 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Growing faster than its price suggests
15.6% revenue growth
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 3041.0% YoY
Every $100 of equity generates 21 in profit
Keeps 28 of every $100 in revenue as profit
Areas to Watch
No major concerns identified
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : EXLS
The strongest argument for EXLS centers on Return on Equity, Altman Z-Score, PEG Ratio. Revenue growth of 15.6% demonstrates continued momentum. PEG of 0.97 suggests the stock is reasonably priced for its growth.
Bull Case : FIS
The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 27.7% and operating margin at 20.7%. Revenue growth of 29.1% demonstrates continued momentum.
Bear Case : EXLS
No major red flags identified for EXLS, but monitor valuation.
Bear Case : FIS
The primary concerns for FIS are Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
EXLS carries more volatility with a beta of 0.81 — expect wider price swings.
FIS is growing revenue faster at 29.1% — sustainability is the question.
FIS generates stronger free cash flow (238M), providing more financial flexibility.
Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FIS scores higher overall (89/100 vs 63/100), backed by strong 27.7% margins and 29.1% revenue growth. EXLS offers better value entry with a 63.8% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ExlService Holdings Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
ExlService Holdings, Inc. provides operations management and analysis services in the United States, the United Kingdom, and internationally. The company is headquartered in New York, New York.
Fidelity National Information Services Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
Compare with Other INFORMATION TECHNOLOGY SERVICES Stocks
Want to dig deeper into these stocks?