WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsExlService Holdings Inc (EXLS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 867% more annual revenue ($21.64B vs $2.24B). EXLS leads profitability with a 11.2% profit margin vs 10.3%. CTSH appears more attractively valued with a PEG of 0.91. CTSH earns a higher WallStSmart Score of 65/100 (B-).

CTSH

Strong Buy

65

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 8.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

EXLS

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 8.0Quality: 6.5
Piotroski: 5/9Altman Z: 4.18
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+74.6%)

Margin of Safety

+74.6%

Fair Value

$279.04

Current Price

$60.00

$219.04 discount

UndervaluedFair: $279.04Overvalued
EXLSUndervalued (+63.8%)

Margin of Safety

+63.8%

Fair Value

$98.20

Current Price

$35.26

$62.94 discount

UndervaluedFair: $98.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

EXLS4 strengths · Avg: 9.0/10
Return on EquityProfitability
32.3%10/10

Every $100 of equity generates 32 in profit

Altman Z-ScoreHealth
4.1810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.978/10

Growing faster than its price suggests

Revenue GrowthGrowth
15.6%8/10

15.6% revenue growth

Areas to Watch

CTSH2 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

EXLS0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on Altman Z-Score, Debt/Equity, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bull Case : EXLS

The strongest argument for EXLS centers on Return on Equity, Altman Z-Score, PEG Ratio. Revenue growth of 15.6% demonstrates continued momentum. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bear Case : CTSH

The primary concerns for CTSH are Revenue Growth, EPS Growth.

Bear Case : EXLS

No major red flags identified for EXLS, but monitor valuation.

Key Dynamics to Monitor

CTSH profiles as a value stock while EXLS is a growth play — different risk/reward profiles.

CTSH carries more volatility with a beta of 0.83 — expect wider price swings.

EXLS is growing revenue faster at 15.6% — sustainability is the question.

CTSH generates stronger free cash flow (459M), providing more financial flexibility.

Bottom Line

CTSH scores higher overall (65/100 vs 63/100). EXLS offers better value entry with a 63.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

ExlService Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

ExlService Holdings, Inc. provides operations management and analysis services in the United States, the United Kingdom, and internationally. The company is headquartered in New York, New York.

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