WallStSmart

Evertec Inc (EVTC)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 2540038% more annual revenue ($25.30T vs $996.16M). EVTC leads profitability with a 9.8% profit margin vs -5.3%. EVTC appears more attractively valued with a PEG of 2.14. EVTC earns a higher WallStSmart Score of 54/100 (C-).

EVTC

Buy

54

out of 100

Grade: C-

Growth: 6.0Profit: 7.0Value: 6.7Quality: 5.0
Piotroski: 4/9Altman Z: 1.62

LPL

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVTCUndervalued (+45.6%)

Margin of Safety

+45.6%

Fair Value

$48.28

Current Price

$29.27

$19.01 discount

UndervaluedFair: $48.28Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVTC2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$690.95B10/10

Generating 691.0B in free cash flow

Areas to Watch

EVTC4 concerns · Avg: 3.3/10
PEG RatioValuation
2.144/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.624/10

Distress zone — elevated risk

Market CapQuality
$1.74B3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-85.7%2/10

Earnings declined 85.7%

LPL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

EPS GrowthGrowth
-76.3%2/10

Earnings declined 76.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : EVTC

The strongest argument for EVTC centers on Price/Book, Revenue Growth. Revenue growth of 19.7% demonstrates continued momentum.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : EVTC

The primary concerns for EVTC are PEG Ratio, Altman Z-Score, Market Cap. Debt-to-equity of 2.06 is elevated, increasing financial risk.

Bear Case : LPL

The primary concerns for LPL are Revenue Growth, PEG Ratio, Return on Equity. Debt-to-equity of 2.13 is elevated, increasing financial risk.

Key Dynamics to Monitor

EVTC profiles as a growth stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.32 — expect wider price swings.

EVTC is growing revenue faster at 19.7% — sustainability is the question.

LPL generates stronger free cash flow (691.0B), providing more financial flexibility.

Bottom Line

EVTC scores higher overall (54/100 vs 36/100) and 19.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Evertec Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

EVERTEC, Inc. participates in the transaction processing business in Latin America and the Caribbean. The company is headquartered in San Juan, Puerto Rico.

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LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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