WallStSmart

Axa Equitable Holdings Inc (EQH)vsHartford Financial Services Group (HIG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 147% more annual revenue ($28.79B vs $11.67B). HIG leads profitability with a 14.1% profit margin vs -11.8%. HIG earns a higher WallStSmart Score of 77/100 (B+).

EQH

Avoid

31

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 5.0Quality: 7.8
Piotroski: 4/9

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQH1 strengths · Avg: 10.0/10
Debt/EquityHealth
-52.1610/10

Conservative balance sheet, low leverage

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

EQH4 concerns · Avg: 2.0/10
Return on EquityProfitability
-38.9%2/10

ROE of -38.9% — below average capital efficiency

Revenue GrowthGrowth
-14.2%2/10

Revenue declined 14.2%

EPS GrowthGrowth
-74.4%2/10

Earnings declined 74.4%

Free Cash FlowQuality
$-96.00M2/10

Negative free cash flow — burning cash

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : EQH

The strongest argument for EQH centers on Debt/Equity.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : EQH

The primary concerns for EQH are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

EQH profiles as a turnaround stock while HIG is a value play — different risk/reward profiles.

EQH carries more volatility with a beta of 1.11 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 31/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Axa Equitable Holdings Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Equitable Holdings, Inc. is a globally diversified financial services company. The company is headquartered in New York, New York.

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Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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