WallStSmart

EMCOR Group Inc (EME)vsToronto Dominion Bank (TD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toronto Dominion Bank generates 233% more annual revenue ($59.18B vs $17.75B). TD leads profitability with a 25.2% profit margin vs 7.5%. EME appears more attractively valued with a PEG of 0.44. EME earns a higher WallStSmart Score of 66/100 (B-).

EME

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 7.0Value: 7.0Quality: 7.5
Piotroski: 4/9Altman Z: 3.78

TD

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 7.5Value: 5.7Quality: 3.0
Piotroski: 5/9Altman Z: -0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EME6 strengths · Avg: 9.2/10
PEG RatioValuation
0.4410/10

Growing faster than its price suggests

Return on EquityProfitability
34.5%10/10

Every $100 of equity generates 35 in profit

Altman Z-ScoreHealth
3.7810/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

EPS GrowthGrowth
30.0%8/10

Earnings expanding 30.0% YoY

TD5 strengths · Avg: 9.2/10
Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$10.20B10/10

Generating 10.2B in free cash flow

Market CapQuality
$193.85B9/10

Large-cap with strong market position

Profit MarginProfitability
25.2%9/10

Keeps 25 of every $100 in revenue as profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

EME4 concerns · Avg: 3.3/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Price/BookValuation
9.4x4/10

Trading at 9.4x book value

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Free Cash FlowQuality
$-28.15M2/10

Negative free cash flow — burning cash

TD4 concerns · Avg: 1.8/10
Revenue GrowthGrowth
-31.5%2/10

Revenue declined 31.5%

EPS GrowthGrowth
-61.2%2/10

Earnings declined 61.2%

Altman Z-ScoreHealth
-0.642/10

Distress zone — elevated risk

Debt/EquityHealth
2.221/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : EME

The strongest argument for EME centers on PEG Ratio, Return on Equity, Altman Z-Score. Revenue growth of 19.7% demonstrates continued momentum. PEG of 0.44 suggests the stock is reasonably priced for its growth.

Bull Case : TD

The strongest argument for TD centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 25.2% and operating margin at 35.4%. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : EME

The primary concerns for EME are P/E Ratio, Price/Book, Profit Margin.

Bear Case : TD

The primary concerns for TD are Revenue Growth, EPS Growth, Altman Z-Score. Debt-to-equity of 2.22 is elevated, increasing financial risk.

Key Dynamics to Monitor

EME profiles as a growth stock while TD is a declining play — different risk/reward profiles.

EME carries more volatility with a beta of 1.12 — expect wider price swings.

EME is growing revenue faster at 19.7% — sustainability is the question.

TD generates stronger free cash flow (10.2B), providing more financial flexibility.

Bottom Line

EME scores higher overall (66/100 vs 61/100) and 19.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EMCOR Group Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

EMCOR Group, Inc. provides electrical and mechanical installation and construction services in the United States. The company is headquartered in Norwalk, Connecticut.

Toronto Dominion Bank

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Toronto-Dominion Bank offers a variety of personal and commercial banking products and services in Canada and the United States. The company is headquartered in Toronto, Canada.

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