Ellington Financial Inc. (EFC)vsStarwood Property Trust Inc (STWD)
EFC
Ellington Financial Inc.
$13.55
+0.22%
REAL ESTATE · Cap: $1.72B
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 45% more annual revenue ($580.84M vs $399.87M). STWD leads profitability with a 60.5% profit margin vs 53.4%. EFC appears more attractively valued with a PEG of 0.86. EFC earns a higher WallStSmart Score of 80/100 (B+).
EFC
Strong Buy80
out of 100
Grade: B+
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for EFC.
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 59.4%
Revenue surging 76.5% year-over-year
Earnings expanding 127.0% YoY
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Elevated debt levels
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : EFC
The strongest argument for EFC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 53.4% and operating margin at 59.4%. Revenue growth of 76.5% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : EFC
The primary concerns for EFC are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 9.21 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
STWD carries more volatility with a beta of 1.03 — expect wider price swings.
EFC is growing revenue faster at 76.5% — sustainability is the question.
EFC generates stronger free cash flow (147M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFC scores higher overall (80/100 vs 59/100), backed by strong 53.4% margins and 76.5% revenue growth. STWD offers better value entry with a 84.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ellington Financial Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, business-related and other financial assets in the United States. The company is headquartered in Old Greenwich, Connecticut.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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