WallStSmart

Educational Development Corporation (EDUC)vsUSA TODAY Co., Inc. (TDAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

USA TODAY Co., Inc. generates 9847% more annual revenue ($2.28B vs $22.91M). EDUC leads profitability with a 10.2% profit margin vs 1.3%. TDAY appears more attractively valued with a PEG of 0.94. EDUC earns a higher WallStSmart Score of 53/100 (C-).

EDUC

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 3.5Value: 8.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.22

TDAY

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 6.0Value: 7.3Quality: 3.0
Piotroski: 4/9Altman Z: 0.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EDUCUndervalued (+52.0%)

Margin of Safety

+52.0%

Fair Value

$2.94

Current Price

$1.39

$1.55 discount

UndervaluedFair: $2.94Overvalued
TDAYUndervalued (+54.7%)

Margin of Safety

+54.7%

Fair Value

$13.40

Current Price

$8.17

$5.23 discount

UndervaluedFair: $13.40Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EDUC5 strengths · Avg: 9.8/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
218779.0%10/10

Earnings expanding 218779.0% YoY

Altman Z-ScoreHealth
4.2210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

TDAY2 strengths · Avg: 8.5/10
Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

PEG RatioValuation
0.948/10

Growing faster than its price suggests

Areas to Watch

EDUC4 concerns · Avg: 3.0/10
PEG RatioValuation
2.014/10

Expensive relative to growth rate

Market CapQuality
$11.83M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Revenue GrowthGrowth
-37.0%2/10

Revenue declined 37.0%

TDAY4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.13B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

P/E RatioValuation
42.6x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : EDUC

The strongest argument for EDUC centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : TDAY

The strongest argument for TDAY centers on Return on Equity, PEG Ratio. PEG of 0.94 suggests the stock is reasonably priced for its growth.

Bear Case : EDUC

The primary concerns for EDUC are PEG Ratio, Market Cap, Return on Equity.

Bear Case : TDAY

The primary concerns for TDAY are EPS Growth, Market Cap, Profit Margin. A P/E of 42.6x leaves little room for execution misses. Debt-to-equity of 7.98 is elevated, increasing financial risk.

Key Dynamics to Monitor

EDUC profiles as a declining stock while TDAY is a value play — different risk/reward profiles.

TDAY carries more volatility with a beta of 1.42 — expect wider price swings.

TDAY is growing revenue faster at -4.0% — sustainability is the question.

TDAY generates stronger free cash flow (6M), providing more financial flexibility.

Bottom Line

EDUC scores higher overall (53/100 vs 49/100). TDAY offers better value entry with a 54.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Educational Development Corporation

COMMUNICATION SERVICES · PUBLISHING · USA

Educational Development Corporation, a publishing company, is a commercial co-publisher of educational children's books in the United States. The company is headquartered in Tulsa, Oklahoma.

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USA TODAY Co., Inc.

COMMUNICATION SERVICES · PUBLISHING · USA

USA TODAY Co., Inc. is a media and digital marketing solutions company in the United States. The company is headquartered in New York, New York.

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