WallStSmart

Digital Realty Trust Inc (DLR)vsManhattan Bridge Capital Inc (LOAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Digital Realty Trust Inc generates 92849% more annual revenue ($6.31B vs $6.79M). LOAN leads profitability with a 73.8% profit margin vs 21.8%. LOAN trades at a lower P/E of 10.0x. DLR earns a higher WallStSmart Score of 61/100 (C+).

DLR

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 6.0Value: 2.0Quality: 5.5
Piotroski: 5/9Altman Z: 0.75

LOAN

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 8.0Value: 6.3Quality: 6.5
Piotroski: 6/9Altman Z: 2.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLRSignificantly Overvalued (-31.8%)

Margin of Safety

-31.8%

Fair Value

$132.50

Current Price

$200.94

$68.44 premium

UndervaluedFair: $132.50Overvalued
LOANOvervalued (-11.1%)

Margin of Safety

-11.1%

Fair Value

$4.07

Current Price

$4.33

$0.26 premium

UndervaluedFair: $4.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLR4 strengths · Avg: 9.0/10
EPS GrowthGrowth
69.4%10/10

Earnings expanding 69.4% YoY

Market CapQuality
$71.36B9/10

Large-cap with strong market position

Profit MarginProfitability
21.8%9/10

Keeps 22 of every $100 in revenue as profit

Revenue GrowthGrowth
16.7%8/10

16.7% revenue growth

LOAN4 strengths · Avg: 10.0/10
P/E RatioValuation
10.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
73.8%10/10

Keeps 74 of every $100 in revenue as profit

Operating MarginProfitability
74.5%10/10

Strong operational efficiency at 74.5%

Areas to Watch

DLR4 concerns · Avg: 2.5/10
Return on EquityProfitability
5.7%3/10

ROE of 5.7% — below average capital efficiency

Debt/EquityHealth
1.053/10

Elevated debt levels

PEG RatioValuation
12.572/10

Expensive relative to growth rate

P/E RatioValuation
53.2x2/10

Premium valuation, high expectations priced in

LOAN3 concerns · Avg: 2.3/10
Market CapQuality
$50.29M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.5%2/10

Revenue declined 6.5%

EPS GrowthGrowth
-8.3%2/10

Earnings declined 8.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : DLR

The strongest argument for DLR centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 21.8% and operating margin at 17.4%. Revenue growth of 16.7% demonstrates continued momentum.

Bull Case : LOAN

The strongest argument for LOAN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 73.8% and operating margin at 74.5%.

Bear Case : DLR

The primary concerns for DLR are Return on Equity, Debt/Equity, PEG Ratio. A P/E of 53.2x leaves little room for execution misses.

Bear Case : LOAN

The primary concerns for LOAN are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

DLR profiles as a growth stock while LOAN is a declining play — different risk/reward profiles.

DLR carries more volatility with a beta of 1.09 — expect wider price swings.

DLR is growing revenue faster at 16.7% — sustainability is the question.

LOAN generates stronger free cash flow (1M), providing more financial flexibility.

Bottom Line

DLR scores higher overall (61/100 vs 45/100), backed by strong 21.8% margins and 16.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Digital Realty Trust Inc

REAL ESTATE · REIT - SPECIALTY · USA

Digital Realty Trust, Inc. is a real estate investment trust that invests in carrier-neutral data centers and provides colocation and peering services.

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Manhattan Bridge Capital Inc

REAL ESTATE · REIT - MORTGAGE · USA

Manhattan Bridge Capital, Inc., a real estate financing company, originates, services, and manages a portfolio of initial home loans in the United States. The company is headquartered in Great Neck, New York.

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