Dream Finders Homes Inc (DFH)vsToll Brothers Inc (TOL)
DFH
Dream Finders Homes Inc
$10.12
+12.20%
CONSUMER CYCLICAL · Cap: $795.80M
TOL
Toll Brothers Inc
$141.12
+4.46%
CONSUMER CYCLICAL · Cap: $12.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Toll Brothers Inc generates 160% more annual revenue ($10.76B vs $4.13B). TOL leads profitability with a 11.1% profit margin vs 3.5%. DFH trades at a lower P/E of 6.2x. TOL earns a higher WallStSmart Score of 59/100 (C).
DFH
Hold42
out of 100
Grade: D
TOL
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+38.9%
Fair Value
$33.71
Current Price
$10.12
$23.59 discount
Margin of Safety
-39.4%
Fair Value
$95.93
Current Price
$141.12
$45.19 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
3.5% margin — thin
Operating margin of 2.4%
Weak financial health signals
Weak financial health signals
Revenue declined 9.7%
Earnings declined 20.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : DFH
The strongest argument for DFH centers on P/E Ratio, Price/Book.
Bull Case : TOL
The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, PEG Ratio. PEG of 0.87 suggests the stock is reasonably priced for its growth.
Bear Case : DFH
The primary concerns for DFH are Market Cap, Profit Margin, Operating Margin. Thin 3.5% margins leave little buffer for downturns.
Bear Case : TOL
The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
DFH profiles as a value stock while TOL is a declining play — different risk/reward profiles.
DFH carries more volatility with a beta of 1.90 — expect wider price swings.
DFH is growing revenue faster at -7.6% — sustainability is the question.
TOL generates stronger free cash flow (220M), providing more financial flexibility.
Bottom Line
TOL scores higher overall (59/100 vs 42/100). DFH offers better value entry with a 38.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dream Finders Homes Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Dream Finders Homes, Inc. is a holding company of Dream Finders Holdings LLC engaged in the home construction business in the United States. The company is headquartered in Jacksonville, Florida.
Toll Brothers Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.
Visit Website →Compare with Other RESIDENTIAL CONSTRUCTION Stocks
Want to dig deeper into these stocks?