WallStSmart

Deere & Company (DE)vsPROG Holdings Inc (PRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 1733% more annual revenue ($47.93B vs $2.61B). DE leads profitability with a 10.2% profit margin vs 5.6%. PRG appears more attractively valued with a PEG of 0.93. PRG earns a higher WallStSmart Score of 69/100 (B-).

DE

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 7.0Value: 4.3Quality: 4.0
Piotroski: 3/9Altman Z: 2.18

PRG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 4.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DE.

PRGOvervalued (-9.8%)

Margin of Safety

-9.8%

Fair Value

$30.79

Current Price

$36.96

$6.17 premium

UndervaluedFair: $30.79Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DE2 strengths · Avg: 8.5/10
Market CapQuality
$182.20B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.94B8/10

Generating 1.9B in free cash flow

PRG5 strengths · Avg: 8.4/10
Altman Z-ScoreHealth
4.5710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.938/10

Growing faster than its price suggests

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.3%8/10

Revenue surging 22.3% year-over-year

Areas to Watch

DE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

P/E RatioValuation
37.7x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

PRG4 concerns · Avg: 2.8/10
Market CapQuality
$1.52B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.6%3/10

5.6% margin — thin

Debt/EquityHealth
1.103/10

Elevated debt levels

EPS GrowthGrowth
-4.2%2/10

Earnings declined 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : DE

The strongest argument for DE centers on Market Cap, Free Cash Flow.

Bull Case : PRG

The strongest argument for PRG centers on Altman Z-Score, PEG Ratio, P/E Ratio. Revenue growth of 22.3% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bear Case : DE

The primary concerns for DE are PEG Ratio, P/E Ratio, Piotroski F-Score. Debt-to-equity of 2.29 is elevated, increasing financial risk.

Bear Case : PRG

The primary concerns for PRG are Market Cap, Profit Margin, Debt/Equity.

Key Dynamics to Monitor

DE profiles as a declining stock while PRG is a growth play — different risk/reward profiles.

PRG carries more volatility with a beta of 1.77 — expect wider price swings.

PRG is growing revenue faster at 22.3% — sustainability is the question.

DE generates stronger free cash flow (1.9B), providing more financial flexibility.

Bottom Line

PRG scores higher overall (69/100 vs 49/100) and 22.3% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

PROG Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

PROG Holdings, Inc. is an omnichannel provider of leasing and purchasing solutions for underserved and credit-distressed customers. The company is headquartered in Draper, Utah.

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