WallStSmart

Dayforce Inc. (DAY)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1917% more annual revenue ($38.19B vs $1.89B). SAP leads profitability with a 20.4% profit margin vs -0.1%. SAP appears more attractively valued with a PEG of 1.64. SAP earns a higher WallStSmart Score of 64/100 (C+).

DAY

Hold

40

out of 100

Grade: D

Growth: 5.3Profit: 2.0Value: 4.3Quality: 5.0
Piotroski: 5/9Altman Z: 0.49

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DAYUndervalued (+7.1%)

Margin of Safety

+7.1%

Fair Value

$75.21

Current Price

$69.86

$5.35 discount

UndervaluedFair: $75.21Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DAY0 strengths · Avg: 0/10

No standout strengths identified

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

DAY4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
1.3%4/10

1.3% earnings growth

PEG RatioValuation
5.362/10

Expensive relative to growth rate

Return on EquityProfitability
-5.6%2/10

ROE of -5.6% — below average capital efficiency

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : DAY

DAY has a balanced fundamental profile.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : DAY

The primary concerns for DAY are Revenue Growth, EPS Growth, PEG Ratio.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

DAY profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

DAY carries more volatility with a beta of 1.17 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 40/100), backed by strong 20.4% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dayforce Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Dayforce Inc., is a human capital management (HCM) software company in the United States, Canada, and internationally. The company is headquartered in Minneapolis, Minnesota.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

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