WallStSmart

Clearwater Analytics Holdings Inc (CWAN)vsQuhuo Limited American Depository Shares (QH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Quhuo Limited American Depository Shares generates 206% more annual revenue ($2.53B vs $825.73M). CWAN leads profitability with a -5.8% profit margin vs -5.9%. CWAN earns a higher WallStSmart Score of 47/100 (D+).

CWAN

Hold

47

out of 100

Grade: D+

Growth: 10.0Profit: 2.5Value: 3.7Quality: 6.0
Piotroski: 1/9Altman Z: 1.63

QH

Avoid

14

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 5.0Quality: 4.0
Piotroski: 1/9Altman Z: 0.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CWANSignificantly Overvalued (-17.6%)

Margin of Safety

-17.6%

Fair Value

$20.06

Current Price

$24.56

$4.50 premium

UndervaluedFair: $20.06Overvalued

Intrinsic value data unavailable for QH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CWAN2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
74.4%10/10

Revenue surging 74.4% year-over-year

EPS GrowthGrowth
202.8%10/10

Earnings expanding 202.8% YoY

QH2 strengths · Avg: 10.0/10
Market CapQuality
$365.78B10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Areas to Watch

CWAN4 concerns · Avg: 3.5/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

QH4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-42.1%2/10

ROE of -42.1% — below average capital efficiency

Revenue GrowthGrowth
-2.3%2/10

Revenue declined 2.3%

EPS GrowthGrowth
-68.8%2/10

Earnings declined 68.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : CWAN

The strongest argument for CWAN centers on Revenue Growth, EPS Growth. Revenue growth of 74.4% demonstrates continued momentum.

Bull Case : QH

The strongest argument for QH centers on Market Cap, Price/Book.

Bear Case : CWAN

The primary concerns for CWAN are PEG Ratio, Altman Z-Score, Operating Margin.

Bear Case : QH

The primary concerns for QH are Piotroski F-Score, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

CWAN profiles as a hypergrowth stock while QH is a turnaround play — different risk/reward profiles.

QH carries more volatility with a beta of 1.07 — expect wider price swings.

CWAN is growing revenue faster at 74.4% — sustainability is the question.

CWAN generates stronger free cash flow (11M), providing more financial flexibility.

Bottom Line

CWAN scores higher overall (47/100 vs 14/100) and 74.4% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clearwater Analytics Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Clearwater Analytics Holdings Inc. (CWAN) is a premier provider of cutting-edge cloud-based investment accounting and analytics solutions tailored for investment firms, insurance companies, and global corporations. The company's sophisticated platform bolsters portfolio management and reporting, allowing clients to make strategic investment decisions while ensuring operational efficiency and adherence to regulatory requirements. With its strategic positioning in the dynamic financial technology sector, Clearwater is adept at harnessing the increasing need for integrated investment solutions, thereby fostering continued growth and innovation within the financial services landscape.

Quhuo Limited American Depository Shares

TECHNOLOGY · SOFTWARE - APPLICATION · China

Quhuo Limited, operates an operational solutions platform for the workforce in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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