CVS Health Corp (CVS)vsMolina Healthcare Inc (MOH)
CVS
CVS Health Corp
$71.48
-0.53%
HEALTHCARE · Cap: $90.94B
MOH
Molina Healthcare Inc
$139.41
-1.97%
HEALTHCARE · Cap: $7.18B
Smart Verdict
WallStSmart Research — data-driven comparison
CVS Health Corp generates 818% more annual revenue ($399.83B vs $43.56B). MOH leads profitability with a 108.0% profit margin vs 44.0%. CVS appears more attractively valued with a PEG of 0.21. CVS earns a higher WallStSmart Score of 65/100 (C+).
CVS
Buy65
out of 100
Grade: C+
MOH
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-18.4%
Fair Value
$65.05
Current Price
$71.48
$6.43 premium
Margin of Safety
-102.2%
Fair Value
$60.66
Current Price
$139.41
$78.75 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Keeps 44 of every $100 in revenue as profit
Earnings expanding 76.6% YoY
Large-cap with strong market position
Generating 2.6B in free cash flow
Keeps 108 of every $100 in revenue as profit
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
ROE of 2.3% — below average capital efficiency
Operating margin of 1.6%
Elevated debt levels
Premium valuation, high expectations priced in
Earnings declined 73.4%
Negative free cash flow — burning cash
Operating margin of -150.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : CVS
The strongest argument for CVS centers on PEG Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 44.0% and operating margin at 1.6%. PEG of 0.21 suggests the stock is reasonably priced for its growth.
Bull Case : MOH
The strongest argument for MOH centers on Profit Margin, Altman Z-Score, P/E Ratio. Profitability is solid with margins at 108.0% and operating margin at -150.0%. PEG of 1.38 suggests the stock is reasonably priced for its growth.
Bear Case : CVS
The primary concerns for CVS are Return on Equity, Operating Margin, Debt/Equity. A P/E of 51.4x leaves little room for execution misses.
Bear Case : MOH
The primary concerns for MOH are EPS Growth, Free Cash Flow, Operating Margin.
Key Dynamics to Monitor
MOH carries more volatility with a beta of 0.50 — expect wider price swings.
CVS is growing revenue faster at 8.4% — sustainability is the question.
CVS generates stronger free cash flow (2.6B), providing more financial flexibility.
Monitor HEALTHCARE PLANS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CVS scores higher overall (65/100 vs 54/100), backed by strong 44.0% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CVS Health Corp
HEALTHCARE · HEALTHCARE PLANS · USA
CVS Health (previously CVS Corporation and CVS Caremark Corporation) is an American healthcare company that owns CVS Pharmacy, a retail pharmacy chain; CVS Caremark, a pharmacy benefits manager; Aetna, a health insurance provider, among many other brands. The company's headquarters is in Woonsocket, Rhode Island.
Visit Website →Molina Healthcare Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Molina Healthcare, Inc. provides managed care services to low-income individuals and families under the Medicaid and Medicare programs and through the state insurance marketplaces. The company is headquartered in Long Beach, California.
Visit Website →Compare with Other HEALTHCARE PLANS Stocks
Want to dig deeper into these stocks?