WallStSmart

CVR Energy Inc (CVI)vsHF Sinclair Corp (DINO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HF Sinclair Corp generates 268% more annual revenue ($27.62B vs $7.50B). DINO leads profitability with a 4.5% profit margin vs -0.6%. CVI appears more attractively valued with a PEG of 0.71. DINO earns a higher WallStSmart Score of 72/100 (B).

CVI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 2.5Value: 6.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.11

DINO

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 5.5Value: 8.7Quality: 7.5
Piotroski: 4/9Altman Z: 3.15
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVIUndervalued (+11.7%)

Margin of Safety

+11.7%

Fair Value

$27.68

Current Price

$33.15

$5.47 discount

UndervaluedFair: $27.68Overvalued
DINOUndervalued (+51.0%)

Margin of Safety

+51.0%

Fair Value

$119.92

Current Price

$71.39

$48.53 discount

UndervaluedFair: $119.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI2 strengths · Avg: 8.0/10
PEG RatioValuation
0.718/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.3%8/10

Revenue surging 20.3% year-over-year

DINO4 strengths · Avg: 9.5/10
P/E RatioValuation
10.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1510/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
38.9%8/10

Earnings expanding 38.9% YoY

Areas to Watch

CVI4 concerns · Avg: 1.5/10
Return on EquityProfitability
-7.8%2/10

ROE of -7.8% — below average capital efficiency

EPS GrowthGrowth
-68.1%2/10

Earnings declined 68.1%

Profit MarginProfitability
-0.6%1/10

Currently unprofitable

Operating MarginProfitability
-7.3%1/10

Operating margin of -7.3%

DINO1 concerns · Avg: 3.0/10
Profit MarginProfitability
4.5%3/10

4.5% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on PEG Ratio, Revenue Growth. Revenue growth of 20.3% demonstrates continued momentum. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : DINO

The strongest argument for DINO centers on P/E Ratio, Price/Book, Altman Z-Score. Revenue growth of 11.8% demonstrates continued momentum. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : CVI

The primary concerns for CVI are Return on Equity, EPS Growth, Profit Margin. Debt-to-equity of 3.35 is elevated, increasing financial risk.

Bear Case : DINO

The primary concerns for DINO are Profit Margin. Thin 4.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVI profiles as a growth stock while DINO is a value play — different risk/reward profiles.

CVI carries more volatility with a beta of 0.79 — expect wider price swings.

CVI is growing revenue faster at 20.3% — sustainability is the question.

DINO generates stronger free cash flow (355M), providing more financial flexibility.

Bottom Line

DINO scores higher overall (72/100 vs 47/100) and 11.8% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

HF Sinclair Corp

ENERGY · OIL & GAS REFINING & MARKETING · USA

HF Sinclair Corporation is an independent energy company. The company is headquartered in Dallas, Texas.

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