WallStSmart

Centuri Holdings, Inc. (CTRI)vsNewJersey Resources Corporation (NJR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Centuri Holdings, Inc. generates 39% more annual revenue ($2.98B vs $2.15B). CTRI leads profitability with a 75.0% profit margin vs 15.2%. CTRI appears more attractively valued with a PEG of 1.01. CTRI earns a higher WallStSmart Score of 56/100 (C).

CTRI

Buy

56

out of 100

Grade: C

Growth: 9.3Profit: 5.5Value: 4.7Quality: 7.5
Piotroski: 6/9Altman Z: 1.79

NJR

Buy

53

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTRISignificantly Overvalued (-168.6%)

Margin of Safety

-168.6%

Fair Value

$11.70

Current Price

$30.45

$18.75 premium

UndervaluedFair: $11.70Overvalued
NJRSignificantly Overvalued (-140.7%)

Margin of Safety

-140.7%

Fair Value

$21.96

Current Price

$54.12

$32.16 premium

UndervaluedFair: $21.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTRI3 strengths · Avg: 9.3/10
Profit MarginProfitability
75.0%10/10

Keeps 75 of every $100 in revenue as profit

EPS GrowthGrowth
175.2%10/10

Earnings expanding 175.2% YoY

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

NJR3 strengths · Avg: 8.0/10
P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

Areas to Watch

CTRI4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.794/10

Distress zone — elevated risk

Return on EquityProfitability
3.1%3/10

ROE of 3.1% — below average capital efficiency

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

Debt/EquityHealth
1.813/10

Elevated debt levels

NJR4 concerns · Avg: 2.5/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

EPS GrowthGrowth
-88.4%2/10

Earnings declined 88.4%

Free Cash FlowQuality
$-139.67M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CTRI

The strongest argument for CTRI centers on Profit Margin, EPS Growth, Revenue Growth. Profitability is solid with margins at 75.0% and operating margin at 4.6%. Revenue growth of 19.7% demonstrates continued momentum.

Bull Case : NJR

The strongest argument for NJR centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 15.2% and operating margin at -7.5%. Revenue growth of 23.0% demonstrates continued momentum.

Bear Case : CTRI

The primary concerns for CTRI are Altman Z-Score, Return on Equity, Operating Margin. A P/E of 121.8x leaves little room for execution misses. Debt-to-equity of 1.81 is elevated, increasing financial risk.

Bear Case : NJR

The primary concerns for NJR are PEG Ratio, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

NJR is growing revenue faster at 23.0% — sustainability is the question.

CTRI generates stronger free cash flow (66M), providing more financial flexibility.

Monitor UTILITIES - REGULATED GAS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CTRI scores higher overall (56/100 vs 53/100), backed by strong 75.0% margins and 19.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Centuri Holdings, Inc.

UTILITIES · UTILITIES - REGULATED GAS · USA

Centuri Holdings, Inc. is a leading provider of essential infrastructure services for the utility sector, specializing in the installation and maintenance of energy and utility systems. With a comprehensive portfolio that includes pipeline installation and utility construction, the company plays a crucial role in advancing sustainable energy solutions across North America. Centuri emphasizes safety and sustainability while leveraging innovative technologies to optimize service delivery and operational efficiency. Its strategic partnerships and agile business model allow it to adeptly navigate the evolving utility landscape, positioning the company for sustained growth and value creation for its investors.

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NewJersey Resources Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

New Jersey Resources Corporation, an energy services portfolio company, provides regulated gas distribution and retail and wholesale energy services. The company is headquartered in Wall, New Jersey.

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