WallStSmart

Black Hills Corporation (BKH)vsNewJersey Resources Corporation (NJR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Black Hills Corporation generates 5% more annual revenue ($2.29B vs $2.18B). NJR leads profitability with a 15.7% profit margin vs 12.6%. NJR appears more attractively valued with a PEG of 2.24. NJR earns a higher WallStSmart Score of 61/100 (C+).

BKH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 6.5Value: 5.3Quality: 3.8
Piotroski: 4/9Altman Z: 0.92

NJR

Buy

61

out of 100

Grade: C+

Growth: 4.0Profit: 7.5Value: 4.7Quality: 4.3
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKHUndervalued (+15.5%)

Margin of Safety

+15.5%

Fair Value

$85.94

Current Price

$73.44

$12.50 discount

UndervaluedFair: $85.94Overvalued
NJRSignificantly Overvalued (-32.3%)

Margin of Safety

-32.3%

Fair Value

$39.96

Current Price

$55.82

$15.86 premium

UndervaluedFair: $39.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKH2 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
25.9%8/10

Strong operational efficiency at 25.9%

NJR3 strengths · Avg: 8.7/10
Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

BKH4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

PEG RatioValuation
2.822/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.0%2/10

Revenue declined 3.0%

EPS GrowthGrowth
-7.5%2/10

Earnings declined 7.5%

NJR3 concerns · Avg: 3.3/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BKH

The strongest argument for BKH centers on Price/Book, Operating Margin.

Bull Case : NJR

The strongest argument for NJR centers on Operating Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 15.7% and operating margin at 32.0%.

Bear Case : BKH

The primary concerns for BKH are Return on Equity, PEG Ratio, Revenue Growth.

Bear Case : NJR

The primary concerns for NJR are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

BKH profiles as a declining stock while NJR is a value play — different risk/reward profiles.

BKH carries more volatility with a beta of 0.72 — expect wider price swings.

NJR is growing revenue faster at 2.9% — sustainability is the question.

NJR generates stronger free cash flow (366M), providing more financial flexibility.

Bottom Line

NJR scores higher overall (61/100 vs 51/100), backed by strong 15.7% margins. BKH offers better value entry with a 15.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Black Hills Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Black Hills Corporation is a natural gas and electric utility company in the United States. The company is headquartered in Rapid City, South Dakota.

NewJersey Resources Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

New Jersey Resources Corporation, an energy services portfolio company, provides regulated gas distribution and retail and wholesale energy services. The company is headquartered in Wall, New Jersey.

Want to dig deeper into these stocks?