WallStSmart

Carriage Services Inc (CSV)vsMercadoLibre Inc. (MELI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 8331% more annual revenue ($35.18B vs $417.29M). CSV leads profitability with a 10.7% profit margin vs 5.3%. CSV appears more attractively valued with a PEG of 0.59. CSV earns a higher WallStSmart Score of 66/100 (B-).

CSV

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 7.0Value: 6.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.00

MELI

Buy

60

out of 100

Grade: C+

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSVSignificantly Overvalued (-75.9%)

Margin of Safety

-75.9%

Fair Value

$25.10

Current Price

$32.52

$7.42 premium

UndervaluedFair: $25.10Overvalued
MELIUndervalued (+64.8%)

Margin of Safety

+64.8%

Fair Value

$5728.38

Current Price

$1897.37

$3831.01 discount

UndervaluedFair: $5728.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSV4 strengths · Avg: 8.5/10
P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

MELI5 strengths · Avg: 8.8/10
Revenue GrowthGrowth
49.8%10/10

Revenue surging 49.8% year-over-year

Market CapQuality
$96.19B9/10

Large-cap with strong market position

Return on EquityProfitability
23.8%9/10

Every $100 of equity generates 24 in profit

PEG RatioValuation
0.928/10

Growing faster than its price suggests

Free Cash FlowQuality
$3.39B8/10

Generating 3.4B in free cash flow

Areas to Watch

CSV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

EPS GrowthGrowth
4.1%4/10

4.1% earnings growth

Market CapQuality
$516.49M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.973/10

Elevated debt levels

MELI4 concerns · Avg: 3.3/10
Price/BookValuation
12.3x4/10

Trading at 12.3x book value

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Debt/EquityHealth
1.683/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CSV

The strongest argument for CSV centers on P/E Ratio, PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : MELI

The strongest argument for MELI centers on Revenue Growth, Market Cap, Return on Equity. Revenue growth of 49.8% demonstrates continued momentum. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : CSV

The primary concerns for CSV are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 1.97 is elevated, increasing financial risk.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Debt/Equity. A P/E of 51.8x leaves little room for execution misses. Debt-to-equity of 1.68 is elevated, increasing financial risk.

Key Dynamics to Monitor

CSV profiles as a value stock while MELI is a hypergrowth play — different risk/reward profiles.

MELI carries more volatility with a beta of 1.31 — expect wider price swings.

MELI is growing revenue faster at 49.8% — sustainability is the question.

MELI generates stronger free cash flow (3.4B), providing more financial flexibility.

Bottom Line

CSV scores higher overall (66/100 vs 60/100). MELI offers better value entry with a 64.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

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