WallStSmart

Crowdstrike Holdings Inc (CRWD)vsnCino Inc (NCNO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Crowdstrike Holdings Inc generates 767% more annual revenue ($5.40B vs $622.24M). NCNO leads profitability with a 5.4% profit margin vs 0.8%. NCNO trades at a lower P/E of 72.4x. NCNO earns a higher WallStSmart Score of 49/100 (D+).

CRWD

Hold

43

out of 100

Grade: D

Growth: 9.3Profit: 3.0Value: 3.0Quality: 6.0
Piotroski: 2/9Altman Z: 1.00

NCNO

Hold

49

out of 100

Grade: D+

Growth: 8.0Profit: 4.5Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CRWD.

NCNOUndervalued (+69.3%)

Margin of Safety

+69.3%

Fair Value

$57.25

Current Price

$21.70

$35.55 discount

UndervaluedFair: $57.25Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRWD4 strengths · Avg: 9.3/10
Market CapQuality
$211.69B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
533.0%10/10

Earnings expanding 533.0% YoY

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.8%8/10

Revenue surging 25.8% year-over-year

NCNO2 strengths · Avg: 9.0/10
EPS GrowthGrowth
147.6%10/10

Earnings expanding 147.6% YoY

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

CRWD4 concerns · Avg: 2.8/10
Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
6.682/10

Expensive relative to growth rate

NCNO4 concerns · Avg: 2.5/10
Return on EquityProfitability
1.8%3/10

ROE of 1.8% — below average capital efficiency

Profit MarginProfitability
5.4%3/10

5.4% margin — thin

P/E RatioValuation
72.4x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRWD

The strongest argument for CRWD centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 25.8% demonstrates continued momentum.

Bull Case : NCNO

The strongest argument for NCNO centers on EPS Growth, Price/Book.

Bear Case : CRWD

The primary concerns for CRWD are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 5168.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.

Bear Case : NCNO

The primary concerns for NCNO are Return on Equity, Profit Margin, P/E Ratio. A P/E of 72.4x leaves little room for execution misses.

Key Dynamics to Monitor

CRWD profiles as a growth stock while NCNO is a value play — different risk/reward profiles.

CRWD carries more volatility with a beta of 1.25 — expect wider price swings.

CRWD is growing revenue faster at 25.8% — sustainability is the question.

CRWD generates stronger free cash flow (406M), providing more financial flexibility.

Bottom Line

NCNO scores higher overall (49/100 vs 43/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Crowdstrike Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.

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nCino Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

nCino, Inc., a software as a service company, provides cloud-based software applications for financial institutions in the United States and internationally. The company is headquartered in Wilmington, North Carolina.

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