Americas Car-Mart Inc (CRMT)vsRush Enterprises B Inc (RUSHB)
CRMT
Americas Car-Mart Inc
$1.06
+22.25%
CONSUMER CYCLICAL · Cap: $6.59M
RUSHB
Rush Enterprises B Inc
$56.76
+4.70%
CONSUMER CYCLICAL · Cap: $6.70B
Smart Verdict
WallStSmart Research — data-driven comparison
Rush Enterprises B Inc generates 570% more annual revenue ($7.24B vs $1.08B). RUSHB leads profitability with a 3.7% profit margin vs -18.7%. CRMT appears more attractively valued with a PEG of 0.69. CRMT earns a higher WallStSmart Score of 53/100 (C-).
CRMT
Buy53
out of 100
Grade: C-
RUSHB
Hold45
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+62.8%
Fair Value
$59.92
Current Price
$1.06
$58.86 discount
Margin of Safety
-3.8%
Fair Value
$62.98
Current Price
$56.76
$6.22 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1835.0% YoY
Growing faster than its price suggests
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
ROE of -19.7% — below average capital efficiency
Revenue declined 57.6%
Moderate valuation
1.1% earnings growth
3.7% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : CRMT
The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bull Case : RUSHB
The strongest argument for RUSHB centers on Altman Z-Score, Price/Book.
Bear Case : CRMT
The primary concerns for CRMT are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.78 is elevated, increasing financial risk.
Bear Case : RUSHB
The primary concerns for RUSHB are P/E Ratio, EPS Growth, Profit Margin. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRMT profiles as a turnaround stock while RUSHB is a value play — different risk/reward profiles.
CRMT carries more volatility with a beta of 1.34 — expect wider price swings.
RUSHB is growing revenue faster at -1.6% — sustainability is the question.
CRMT generates stronger free cash flow (80M), providing more financial flexibility.
Bottom Line
CRMT scores higher overall (53/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Americas Car-Mart Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.
Rush Enterprises B Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.
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