WallStSmart

Salesforce.com Inc (CRM)vsMaterialise NV (MTLS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 15416% more annual revenue ($41.52B vs $267.63M). CRM leads profitability with a 18.0% profit margin vs 2.9%. CRM trades at a lower P/E of 23.5x. CRM earns a higher WallStSmart Score of 63/100 (C+).

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

MTLS

Hold

46

out of 100

Grade: D+

Growth: 6.7Profit: 4.0Value: 7.7Quality: 7.5
Piotroski: 3/9Altman Z: 2.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued
MTLSUndervalued (+21.5%)

Margin of Safety

+21.5%

Fair Value

$7.02

Current Price

$4.95

$2.07 discount

UndervaluedFair: $7.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

MTLS3 strengths · Avg: 9.7/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
112.8%10/10

Earnings expanding 112.8% YoY

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

MTLS4 concerns · Avg: 3.3/10
P/E RatioValuation
32.9x4/10

Premium valuation, high expectations priced in

Market CapQuality
$304.78M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.1%3/10

ROE of 3.1% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : MTLS

The strongest argument for MTLS centers on Price/Book, EPS Growth, Debt/Equity.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : MTLS

The primary concerns for MTLS are P/E Ratio, Market Cap, Return on Equity. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CRM profiles as a mature stock while MTLS is a value play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.31 — expect wider price swings.

CRM is growing revenue faster at 12.1% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (63/100 vs 46/100), backed by strong 18.0% margins and 12.1% revenue growth. MTLS offers better value entry with a 21.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Materialise NV

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Materialize NV offers additive manufacturing and medical software and 3D printing services in the Americas, Europe, Africa, and Asia-Pacific. The company is headquartered in Leuven, Belgium.

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