WallStSmart

Salesforce.com Inc (CRM)vsDuolingo Inc (DUOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 3902% more annual revenue ($41.52B vs $1.04B). DUOL leads profitability with a 39.9% profit margin vs 18.0%. DUOL trades at a lower P/E of 11.4x. DUOL earns a higher WallStSmart Score of 69/100 (B-).

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

DUOL

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 8.5Value: 8.3Quality: 6.5
Piotroski: 3/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued
DUOLUndervalued (+72.8%)

Margin of Safety

+72.8%

Fair Value

$401.08

Current Price

$99.12

$301.96 discount

UndervaluedFair: $401.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

DUOL5 strengths · Avg: 10.0/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
38.1%10/10

Every $100 of equity generates 38 in profit

Profit MarginProfitability
39.9%10/10

Keeps 40 of every $100 in revenue as profit

Revenue GrowthGrowth
35.0%10/10

Revenue surging 35.0% year-over-year

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

DUOL3 concerns · Avg: 3.0/10
EPS GrowthGrowth
1.9%4/10

1.9% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : DUOL

The strongest argument for DUOL centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 39.9% and operating margin at 15.5%. Revenue growth of 35.0% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : DUOL

The primary concerns for DUOL are EPS Growth, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

CRM profiles as a mature stock while DUOL is a growth play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.31 — expect wider price swings.

DUOL is growing revenue faster at 35.0% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

DUOL scores higher overall (69/100 vs 63/100), backed by strong 39.9% margins and 35.0% revenue growth. CRM offers better value entry with a 34.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Duolingo Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Duolingo Inc (DUOL) is a leading innovator in the education technology sector, renowned for its engaging language-learning platform that employs a freemium model and gamification to attract over 500 million users worldwide. Founded in 2011, the company has established itself as a significant player in the market through continuous investment in AI-driven personalized learning solutions, aimed at enhancing user acquisition and retention across more than 30 languages. Duolingo's commitment to accessible education and user-centric design positions it favorably in a rapidly evolving landscape, making it an appealing opportunity for institutional investors seeking exposure in the dynamic edtech space.

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