WallStSmart

Salesforce.com Inc (CRM)vsDuolingo Inc (DUOL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 3737% more annual revenue ($43.94B vs $1.15B). DUOL leads profitability with a 35.9% profit margin vs 22.0%. DUOL trades at a lower P/E of 16.8x. CRM earns a higher WallStSmart Score of 73/100 (B).

CRM

Strong Buy

73

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50

DUOL

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 8.0Value: 7.7Quality: 7.5
Piotroski: 2/9Altman Z: 2.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+66.9%)

Margin of Safety

+66.9%

Fair Value

$719.75

Current Price

$238.22

$481.53 discount

UndervaluedFair: $719.75Overvalued
DUOLUndervalued (+57.4%)

Margin of Safety

+57.4%

Fair Value

$256.65

Current Price

$143.51

$113.14 discount

UndervaluedFair: $256.65Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM6 strengths · Avg: 8.8/10
EPS GrowthGrowth
118.9%10/10

Earnings expanding 118.9% YoY

Market CapQuality
$195.53B9/10

Large-cap with strong market position

Return on EquityProfitability
25.2%9/10

Every $100 of equity generates 25 in profit

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

PEG RatioValuation
0.788/10

Growing faster than its price suggests

Operating MarginProfitability
21.4%8/10

Strong operational efficiency at 21.4%

DUOL5 strengths · Avg: 9.2/10
Return on EquityProfitability
30.4%10/10

Every $100 of equity generates 30 in profit

Profit MarginProfitability
35.9%10/10

Keeps 36 of every $100 in revenue as profit

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
18.3%8/10

18.3% revenue growth

Areas to Watch

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.093/10

Elevated debt levels

DUOL2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-27.5%2/10

Earnings declined 27.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on EPS Growth, Market Cap, Return on Equity. Profitability is solid with margins at 22.0% and operating margin at 21.4%. Revenue growth of 10.8% demonstrates continued momentum.

Bull Case : DUOL

The strongest argument for DUOL centers on Return on Equity, Profit Margin, Debt/Equity. Profitability is solid with margins at 35.9% and operating margin at 11.7%. Revenue growth of 18.3% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Bear Case : DUOL

The primary concerns for DUOL are Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

CRM profiles as a mature stock while DUOL is a growth play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.20 — expect wider price swings.

DUOL is growing revenue faster at 18.3% — sustainability is the question.

CRM generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (73/100 vs 53/100), backed by strong 22.0% margins and 10.8% revenue growth. DUOL offers better value entry with a 57.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Duolingo Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Duolingo Inc (DUOL) is a leading player in the edtech sector, renowned for its innovative language-learning platform that has successfully engaged over 500 million users globally through a unique freemium model augmented by gamification. Established in 2011, Duolingo utilizes advanced AI-driven personalized learning to enhance user experience and retention across more than 30 languages. The company's unwavering mission to provide accessible education aligns with the rapid expansion of the digital learning market, offering substantial growth potential for institutional investors seeking to tap into the future of educational technology.

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