WallStSmart

Salesforce.com Inc (CRM)vsDescartes Systems Group Inc (DSGX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 5568% more annual revenue ($43.94B vs $775.17M). DSGX leads profitability with a 24.2% profit margin vs 22.0%. CRM appears more attractively valued with a PEG of 0.90. CRM earns a higher WallStSmart Score of 74/100 (B).

CRM

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50

DSGX

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 8.0Value: 4.0Quality: 8.5
Piotroski: 4/9Altman Z: 4.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+66.9%)

Margin of Safety

+66.9%

Fair Value

$719.75

Current Price

$236.42

$483.33 discount

UndervaluedFair: $719.75Overvalued
DSGXFair Value (-2.6%)

Margin of Safety

-2.6%

Fair Value

$64.09

Current Price

$78.86

$14.77 premium

UndervaluedFair: $64.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM6 strengths · Avg: 9.0/10
Market CapQuality
$203.87B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
118.9%10/10

Earnings expanding 118.9% YoY

Return on EquityProfitability
25.2%9/10

Every $100 of equity generates 25 in profit

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Operating MarginProfitability
21.4%8/10

Strong operational efficiency at 21.4%

DSGX5 strengths · Avg: 9.4/10
Operating MarginProfitability
33.2%10/10

Strong operational efficiency at 33.2%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.8810/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
24.2%9/10

Keeps 24 of every $100 in revenue as profit

EPS GrowthGrowth
32.6%8/10

Earnings expanding 32.6% YoY

Areas to Watch

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.093/10

Elevated debt levels

DSGX2 concerns · Avg: 4.0/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

P/E RatioValuation
36.0x4/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, EPS Growth, Return on Equity. Profitability is solid with margins at 22.0% and operating margin at 21.4%. Revenue growth of 10.8% demonstrates continued momentum.

Bull Case : DSGX

The strongest argument for DSGX centers on Operating Margin, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 24.2% and operating margin at 33.2%. Revenue growth of 11.8% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Bear Case : DSGX

The primary concerns for DSGX are PEG Ratio, P/E Ratio.

Key Dynamics to Monitor

CRM carries more volatility with a beta of 1.20 — expect wider price swings.

DSGX is growing revenue faster at 11.8% — sustainability is the question.

CRM generates stronger free cash flow (1.1B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRM scores higher overall (74/100 vs 67/100), backed by strong 22.0% margins and 10.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Descartes Systems Group Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Descartes Systems Group Inc. provides cloud-based logistics and supply chain management business process solutions that focus on improving productivity, performance and security for intensive logistics companies globally. The company is headquartered in Waterloo, Canada.

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