WallStSmart

Corpay Inc (CPAY)vsVuzix Corp Cmn Stk (VUZI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Corpay Inc generates 72001% more annual revenue ($4.53B vs $6.28M). CPAY leads profitability with a 23.6% profit margin vs 0.0%. CPAY earns a higher WallStSmart Score of 74/100 (B).

CPAY

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 7.3Quality: 4.0
Piotroski: 2/9

VUZI

Avoid

26

out of 100

Grade: F

Growth: 5.3Profit: 2.5Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: -4.27
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAYUndervalued (+22.7%)

Margin of Safety

+22.7%

Fair Value

$448.30

Current Price

$343.99

$104.31 discount

UndervaluedFair: $448.30Overvalued
VUZIUndervalued (+43.1%)

Margin of Safety

+43.1%

Fair Value

$4.34

Current Price

$3.11

$1.23 discount

UndervaluedFair: $4.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPAY5 strengths · Avg: 8.8/10
Operating MarginProfitability
57.1%10/10

Strong operational efficiency at 57.1%

Return on EquityProfitability
29.1%9/10

Every $100 of equity generates 29 in profit

Profit MarginProfitability
23.6%9/10

Keeps 24 of every $100 in revenue as profit

PEG RatioValuation
0.848/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

VUZI2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
76.3%10/10

Revenue surging 76.3% year-over-year

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

CPAY1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

VUZI4 concerns · Avg: 3.5/10
Price/BookValuation
10.4x4/10

Trading at 10.4x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$239.50M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CPAY

The strongest argument for CPAY centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 23.6% and operating margin at 57.1%. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : VUZI

The strongest argument for VUZI centers on Revenue Growth, Debt/Equity. Revenue growth of 76.3% demonstrates continued momentum.

Bear Case : CPAY

The primary concerns for CPAY are Piotroski F-Score.

Bear Case : VUZI

The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.

Key Dynamics to Monitor

CPAY profiles as a growth stock while VUZI is a hypergrowth play — different risk/reward profiles.

VUZI carries more volatility with a beta of 1.52 — expect wider price swings.

VUZI is growing revenue faster at 76.3% — sustainability is the question.

CPAY generates stronger free cash flow (760M), providing more financial flexibility.

Bottom Line

CPAY scores higher overall (74/100 vs 26/100), backed by strong 23.6% margins and 20.7% revenue growth. VUZI offers better value entry with a 43.1% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Corpay Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Corpay Inc is a leading provider of integrated payment solutions that streamline corporate payables and receivables across various industries. Leveraging advanced technology and data analytics, the company enables clients to optimize payment processes, enhance cash flow, and improve operational efficiencies. With a comprehensive range of financial services and a strong focus on customer service and regulatory compliance, Corpay is an essential partner for businesses navigating the complexities of global commerce. Its innovative approach to payment automation positions it as a significant player in the rapidly evolving financial technology sector, making it a compelling choice for institutional investors.

Vuzix Corp Cmn Stk

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.

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