Corpay Inc (CPAY)vsVuzix Corp Cmn Stk (VUZI)
CPAY
Corpay Inc
$347.17
-2.72%
TECHNOLOGY · Cap: $23.28B
VUZI
Vuzix Corp Cmn Stk
$4.23
+3.05%
TECHNOLOGY · Cap: $259.45M
Smart Verdict
WallStSmart Research — data-driven comparison
Corpay Inc generates 78438% more annual revenue ($4.78B vs $6.09M). CPAY leads profitability with a 24.6% profit margin vs 0.0%. CPAY earns a higher WallStSmart Score of 80/100 (B+).
CPAY
Strong Buy80
out of 100
Grade: B+
VUZI
Avoid16
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+7.6%
Fair Value
$375.30
Current Price
$347.17
$28.13 discount
Margin of Safety
+40.3%
Fair Value
$4.14
Current Price
$4.23
$0.09 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 34 in profit
Strong operational efficiency at 41.4%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 25.4% year-over-year
Earnings expanding 49.1% YoY
Conservative balance sheet, low leverage
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Trading at 14.1x book value
0.0% earnings growth
Smaller company, higher risk/reward
0.0% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CPAY
The strongest argument for CPAY centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 24.6% and operating margin at 41.4%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : VUZI
The strongest argument for VUZI centers on Debt/Equity.
Bear Case : CPAY
The primary concerns for CPAY are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.95 is elevated, increasing financial risk.
Bear Case : VUZI
The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.
Key Dynamics to Monitor
CPAY profiles as a growth stock while VUZI is a value play — different risk/reward profiles.
VUZI carries more volatility with a beta of 1.69 — expect wider price swings.
CPAY is growing revenue faster at 25.4% — sustainability is the question.
VUZI generates stronger free cash flow (-7M), providing more financial flexibility.
Bottom Line
CPAY scores higher overall (80/100 vs 16/100), backed by strong 24.6% margins and 25.4% revenue growth. VUZI offers better value entry with a 40.3% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Corpay Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Corpay Inc. is a leading provider of integrated payment solutions that streamline corporate payables and receivables for businesses across various sectors. Leveraging cutting-edge technology and data analytics, Corpay enhances cash flow and operational efficiency, allowing clients to focus on core business functions. Its comprehensive suite of financial services, underscored by a strong commitment to customer satisfaction and regulatory compliance, establishes Corpay as a crucial partner for organizations operating in the global marketplace. Positioned to take advantage of the rapidly evolving financial technology landscape, Corpay represents a compelling investment opportunity for institutional investors seeking growth in the fintech sector.
Vuzix Corp Cmn Stk
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.
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