Corpay Inc (CPAY)vsTurtle Beach Corporation (TBCH)
CPAY
Corpay Inc
$347.17
-2.72%
TECHNOLOGY · Cap: $23.28B
TBCH
Turtle Beach Corporation
$12.51
0.00%
TECHNOLOGY · Cap: $268.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Corpay Inc generates 1504% more annual revenue ($4.78B vs $298.19M). CPAY leads profitability with a 24.6% profit margin vs 0.4%. CPAY appears more attractively valued with a PEG of 0.86. CPAY earns a higher WallStSmart Score of 80/100 (B+).
CPAY
Strong Buy80
out of 100
Grade: B+
TBCH
Hold43
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+7.6%
Fair Value
$375.30
Current Price
$347.17
$28.13 discount
Intrinsic value data unavailable for TBCH.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 34 in profit
Strong operational efficiency at 41.4%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 25.4% year-over-year
Earnings expanding 49.1% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Grey zone — moderate risk
Smaller company, higher risk/reward
ROE of 1.1% — below average capital efficiency
0.4% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CPAY
The strongest argument for CPAY centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 24.6% and operating margin at 41.4%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : TBCH
The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.
Bear Case : CPAY
The primary concerns for CPAY are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.95 is elevated, increasing financial risk.
Bear Case : TBCH
The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity. A P/E of 676.0x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
CPAY profiles as a growth stock while TBCH is a value play — different risk/reward profiles.
TBCH carries more volatility with a beta of 2.29 — expect wider price swings.
CPAY is growing revenue faster at 25.4% — sustainability is the question.
TBCH generates stronger free cash flow (29M), providing more financial flexibility.
Bottom Line
CPAY scores higher overall (80/100 vs 43/100), backed by strong 24.6% margins and 25.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Corpay Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Corpay Inc. is a leading provider of integrated payment solutions that streamline corporate payables and receivables for businesses across various sectors. Leveraging cutting-edge technology and data analytics, Corpay enhances cash flow and operational efficiency, allowing clients to focus on core business functions. Its comprehensive suite of financial services, underscored by a strong commitment to customer satisfaction and regulatory compliance, establishes Corpay as a crucial partner for organizations operating in the global marketplace. Positioned to take advantage of the rapidly evolving financial technology landscape, Corpay represents a compelling investment opportunity for institutional investors seeking growth in the fintech sector.
Turtle Beach Corporation
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.
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