WallStSmart

Corpay Inc (CPAY)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 290737% more annual revenue ($13.17T vs $4.53B). CPAY leads profitability with a 23.6% profit margin vs -1.6%. CPAY appears more attractively valued with a PEG of 0.84. CPAY earns a higher WallStSmart Score of 74/100 (B).

CPAY

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 7.3Quality: 4.0
Piotroski: 2/9

SONY

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAYUndervalued (+22.7%)

Margin of Safety

+22.7%

Fair Value

$448.30

Current Price

$343.99

$104.31 discount

UndervaluedFair: $448.30Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPAY5 strengths · Avg: 8.8/10
Operating MarginProfitability
57.1%10/10

Strong operational efficiency at 57.1%

Return on EquityProfitability
29.1%9/10

Every $100 of equity generates 29 in profit

Profit MarginProfitability
23.6%9/10

Keeps 24 of every $100 in revenue as profit

PEG RatioValuation
0.848/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

SONY4 strengths · Avg: 8.8/10
Free Cash FlowQuality
$898.45B10/10

Generating 898.5B in free cash flow

Market CapQuality
$122.47B9/10

Large-cap with strong market position

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

CPAY1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

SONY3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

PEG RatioValuation
2.652/10

Expensive relative to growth rate

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : CPAY

The strongest argument for CPAY centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 23.6% and operating margin at 57.1%. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, P/E Ratio.

Bear Case : CPAY

The primary concerns for CPAY are Piotroski F-Score.

Bear Case : SONY

The primary concerns for SONY are Revenue Growth, PEG Ratio, Profit Margin.

Key Dynamics to Monitor

CPAY profiles as a growth stock while SONY is a turnaround play — different risk/reward profiles.

CPAY carries more volatility with a beta of 0.82 — expect wider price swings.

CPAY is growing revenue faster at 20.7% — sustainability is the question.

SONY generates stronger free cash flow (898.5B), providing more financial flexibility.

Bottom Line

CPAY scores higher overall (74/100 vs 47/100), backed by strong 23.6% margins and 20.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Corpay Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Corpay Inc is a leading provider of integrated payment solutions that streamline corporate payables and receivables across various industries. Leveraging advanced technology and data analytics, the company enables clients to optimize payment processes, enhance cash flow, and improve operational efficiencies. With a comprehensive range of financial services and a strong focus on customer service and regulatory compliance, Corpay is an essential partner for businesses navigating the complexities of global commerce. Its innovative approach to payment automation positions it as a significant player in the rapidly evolving financial technology sector, making it a compelling choice for institutional investors.

Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

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