Corpay Inc (CPAY)vsSonos Inc (SONO)
CPAY
Corpay Inc
$343.99
+12.51%
TECHNOLOGY · Cap: $20.20B
SONO
Sonos Inc
$15.06
+1.14%
TECHNOLOGY · Cap: $1.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Corpay Inc generates 210% more annual revenue ($4.53B vs $1.46B). CPAY leads profitability with a 23.6% profit margin vs 1.6%. CPAY trades at a lower P/E of 20.3x. CPAY earns a higher WallStSmart Score of 74/100 (B).
CPAY
Strong Buy74
out of 100
Grade: B
SONO
Hold45
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+22.7%
Fair Value
$448.30
Current Price
$343.99
$104.31 discount
Margin of Safety
+43.7%
Fair Value
$29.31
Current Price
$15.06
$14.25 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 57.1%
Every $100 of equity generates 29 in profit
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 20.7% year-over-year
Earnings expanding 87.5% YoY
Areas to Watch
Weak financial health signals
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
1.6% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : CPAY
The strongest argument for CPAY centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 23.6% and operating margin at 57.1%. Revenue growth of 20.7% demonstrates continued momentum.
Bull Case : SONO
The strongest argument for SONO centers on EPS Growth.
Bear Case : CPAY
The primary concerns for CPAY are Piotroski F-Score.
Bear Case : SONO
The primary concerns for SONO are Market Cap, Return on Equity, Profit Margin. A P/E of 87.6x leaves little room for execution misses. Thin 1.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
CPAY profiles as a growth stock while SONO is a value play — different risk/reward profiles.
SONO carries more volatility with a beta of 1.94 — expect wider price swings.
CPAY is growing revenue faster at 20.7% — sustainability is the question.
CPAY generates stronger free cash flow (760M), providing more financial flexibility.
Bottom Line
CPAY scores higher overall (74/100 vs 45/100), backed by strong 23.6% margins and 20.7% revenue growth. SONO offers better value entry with a 43.7% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Corpay Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Corpay Inc is a leading provider of integrated payment solutions that streamline corporate payables and receivables across various industries. Leveraging advanced technology and data analytics, the company enables clients to optimize payment processes, enhance cash flow, and improve operational efficiencies. With a comprehensive range of financial services and a strong focus on customer service and regulatory compliance, Corpay is an essential partner for businesses navigating the complexities of global commerce. Its innovative approach to payment automation positions it as a significant player in the rapidly evolving financial technology sector, making it a compelling choice for institutional investors.
Sonos Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Sonos, Inc. designs, develops, manufactures, and sells multi-room audio products in the Americas, Europe, the Middle East, Africa, and Asia Pacific. The company is headquartered in Santa Barbara, California.
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