CNO Financial Group Inc (CNO)vsPrudential Financial, Inc. (PRU)
CNO
CNO Financial Group Inc
$54.94
-0.16%
FINANCIAL SERVICES · Cap: $5.07B
PRU
Prudential Financial, Inc.
$119.24
+0.64%
FINANCIAL SERVICES · Cap: $41.19B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 1304% more annual revenue ($65.22B vs $4.65B). CNO leads profitability with a 6.0% profit margin vs 6.0%. PRU appears more attractively valued with a PEG of 0.71. PRU earns a higher WallStSmart Score of 72/100 (B).
CNO
Strong Buy72
out of 100
Grade: B
PRU
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 46.2% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 89.2% YoY
Growing faster than its price suggests
Generating 2.3B in free cash flow
Areas to Watch
6.0% margin — thin
Elevated debt levels
Distress zone — elevated risk
6.0% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CNO
The strongest argument for CNO centers on Price/Book, EPS Growth. Revenue growth of 11.6% demonstrates continued momentum. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 14.1% demonstrates continued momentum. PEG of 0.71 suggests the stock is reasonably priced for its growth.
Bear Case : CNO
The primary concerns for CNO are Profit Margin, Debt/Equity, Altman Z-Score. Debt-to-equity of 1.76 is elevated, increasing financial risk.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Altman Z-Score.
Key Dynamics to Monitor
PRU carries more volatility with a beta of 0.82 — expect wider price swings.
PRU is growing revenue faster at 14.1% — sustainability is the question.
PRU generates stronger free cash flow (2.3B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CNO scores higher overall (72/100 vs 72/100) and 11.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNO Financial Group Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
CNO Financial Group, Inc. develops, markets, and manages health insurance, annuities, individual life insurance, and other insurance products for the middle-income and senior markets in the United States. The company is headquartered in Carmel, Indiana.
Visit Website →Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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