CNO Financial Group Inc (CNO)vsPrudential Financial Inc (PRU)
CNO
CNO Financial Group Inc
$40.61
-0.05%
FINANCIAL SERVICES · Cap: $3.87B
PRU
Prudential Financial Inc
$95.26
+0.49%
FINANCIAL SERVICES · Cap: $32.99B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial Inc generates 1265% more annual revenue ($61.23B vs $4.49B). PRU leads profitability with a 5.8% profit margin vs 5.1%. PRU appears more attractively valued with a PEG of 0.60. PRU earns a higher WallStSmart Score of 81/100 (A-).
CNO
Buy56
out of 100
Grade: C
PRU
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-175.4%
Fair Value
$15.64
Current Price
$40.61
$24.97 premium
Margin of Safety
+77.5%
Fair Value
$467.53
Current Price
$95.26
$372.27 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 31.2% year-over-year
Growing faster than its price suggests
Generating 3.3B in free cash flow
Areas to Watch
4.2% revenue growth
5.1% margin — thin
Elevated debt levels
Earnings declined 45.2%
2.2% earnings growth
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CNO
The strongest argument for CNO centers on Price/Book, P/E Ratio. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 31.2% demonstrates continued momentum. PEG of 0.60 suggests the stock is reasonably priced for its growth.
Bear Case : CNO
The primary concerns for CNO are Revenue Growth, Profit Margin, Debt/Equity. Debt-to-equity of 1.54 is elevated, increasing financial risk.
Bear Case : PRU
The primary concerns for PRU are EPS Growth, Profit Margin.
Key Dynamics to Monitor
CNO profiles as a value stock while PRU is a hypergrowth play — different risk/reward profiles.
PRU carries more volatility with a beta of 0.97 — expect wider price swings.
PRU is growing revenue faster at 31.2% — sustainability is the question.
PRU generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
PRU scores higher overall (81/100 vs 56/100) and 31.2% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNO Financial Group Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
CNO Financial Group, Inc. develops, markets, and manages health insurance, annuities, individual life insurance, and other insurance products for the middle-income and senior markets in the United States. The company is headquartered in Carmel, Indiana.
Visit Website →Prudential Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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