WallStSmart

CNH Industrial N.V. (CNH)vsZIM Integrated Shipping Services Ltd (ZIM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 162% more annual revenue ($18.09B vs $6.90B). ZIM leads profitability with a 6.9% profit margin vs 2.8%. ZIM trades at a lower P/E of 6.5x. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ZIM

Hold

45

out of 100

Grade: D+

Growth: 2.0Profit: 4.5Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
ZIMUndervalued (+65.4%)

Margin of Safety

+65.4%

Fair Value

$61.02

Current Price

$26.01

$35.01 discount

UndervaluedFair: $61.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ZIM2 strengths · Avg: 10.0/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ZIM4 concerns · Avg: 2.0/10
Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Revenue GrowthGrowth
-31.5%2/10

Revenue declined 31.5%

EPS GrowthGrowth
-93.2%2/10

Earnings declined 93.2%

Operating MarginProfitability
-2.0%1/10

Operating margin of -2.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ZIM

The strongest argument for ZIM centers on P/E Ratio, Price/Book.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ZIM

The primary concerns for ZIM are Profit Margin, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

ZIM carries more volatility with a beta of 1.46 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 45/100). ZIM offers better value entry with a 65.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

ZIM Integrated Shipping Services Ltd

INDUSTRIALS · MARINE SHIPPING · USA

ZIM Integrated Shipping Services Ltd., provides container shipping and related services in Israel and internationally. The company is headquartered in Haifa, Israel.

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