WallStSmart

CNH Industrial N.V. (CNH)vsXPO Logistics Inc (XPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 118% more annual revenue ($18.09B vs $8.30B). XPO leads profitability with a 4.2% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. XPO earns a higher WallStSmart Score of 53/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

XPO

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 6.0Value: 2.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

XPOSignificantly Overvalued (-23.4%)

Margin of Safety

-23.4%

Fair Value

$163.60

Current Price

$218.94

$55.34 premium

UndervaluedFair: $163.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

XPO1 strengths · Avg: 8.0/10
EPS GrowthGrowth
46.6%8/10

Earnings expanding 46.6% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

XPO4 concerns · Avg: 3.3/10
Price/BookValuation
13.8x4/10

Trading at 13.8x book value

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

PEG RatioValuation
2.532/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : XPO

The strongest argument for XPO centers on EPS Growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : XPO

The primary concerns for XPO are Price/Book, Altman Z-Score, Profit Margin. A P/E of 78.7x leaves little room for execution misses. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

XPO carries more volatility with a beta of 1.64 — expect wider price swings.

XPO is growing revenue faster at 7.3% — sustainability is the question.

XPO generates stronger free cash flow (72M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

XPO scores higher overall (53/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

XPO Logistics Inc

INDUSTRIALS · TRUCKING · USA

XPO Logistics, Inc. provides supply chain solutions in the United States, the rest of North America, France, the United Kingdom, the rest of Europe, and internationally. The company is headquartered in Greenwich, Connecticut.

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