WallStSmart

CNH Industrial N.V. (CNH)vsCPI Aerostructures Inc (CVU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 26025% more annual revenue ($18.09B vs $69.26M). CNH leads profitability with a 2.8% profit margin vs -1.2%. CVU appears more attractively valued with a PEG of 0.52. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

CVU

Hold

40

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 7.7Quality: 4.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
CVUUndervalued (+68.3%)

Margin of Safety

+68.3%

Fair Value

$12.04

Current Price

$3.60

$8.44 discount

UndervaluedFair: $12.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CVU2 strengths · Avg: 8.0/10
PEG RatioValuation
0.528/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

CVU4 concerns · Avg: 2.8/10
Market CapQuality
$46.89M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.043/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-3.3%2/10

ROE of -3.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : CVU

The strongest argument for CVU centers on PEG Ratio, Price/Book. PEG of 0.52 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : CVU

The primary concerns for CVU are Market Cap, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while CVU is a turnaround play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 40/100). CVU offers better value entry with a 68.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

CPI Aerostructures Inc

INDUSTRIALS · AEROSPACE & DEFENSE · USA

CPI Aerostructures, Inc. is engaged in contract production of aircraft structural parts for fixed-wing aircraft and helicopters in the commercial and defense markets. The company is headquartered in Edgewood, New York.

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