WallStSmart

CNH Industrial N.V. (CNH)vsFreightos Limited Ordinary shares (CRGO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 60879% more annual revenue ($18.09B vs $29.67M). CNH leads profitability with a 2.1% profit margin vs -65.6%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

CRGO

Avoid

24

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: -3.76
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

CRGOUndervalued (+36.3%)

Margin of Safety

+36.3%

Fair Value

$3.25

Current Price

$1.64

$1.61 discount

UndervaluedFair: $3.25Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CRGO2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CRGO4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$84.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-52.0%2/10

ROE of -52.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : CRGO

The strongest argument for CRGO centers on Debt/Equity, Price/Book.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CRGO

The primary concerns for CRGO are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

CNH profiles as a value stock while CRGO is a turnaround play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

CRGO is growing revenue faster at 3.0% — sustainability is the question.

CRGO generates stronger free cash flow (-4M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 24/100). CRGO offers better value entry with a 36.3% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Freightos Limited Ordinary shares

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

Freightos Limited (CRGO) stands at the forefront of the digital freight marketplace, utilizing its advanced technology platform to revolutionize logistics by seamlessly connecting shippers, carriers, and freight forwarders. The company enhances global trade efficiency through real-time pricing, booking, and management of cargo shipments, addressing the increasing complexities driven by modern supply chains and the rise of e-commerce. With a commitment to innovation and operational superiority, Freightos is strategically positioned to capitalize on substantial market opportunities in the rapidly evolving global logistics sector, making it a compelling investment for institutional stakeholders.

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