Colgate-Palmolive Company (CL)vsUnited Natural Foods Inc (UNFI)
CL
Colgate-Palmolive Company
$88.58
-1.21%
CONSUMER DEFENSIVE · Cap: $72.48B
UNFI
United Natural Foods Inc
$55.52
+4.81%
CONSUMER DEFENSIVE · Cap: $3.05B
Smart Verdict
WallStSmart Research — data-driven comparison
United Natural Foods Inc generates 50% more annual revenue ($31.21B vs $20.80B). CL leads profitability with a 10.0% profit margin vs -0.1%. UNFI appears more attractively valued with a PEG of 1.09. CL earns a higher WallStSmart Score of 58/100 (C).
CL
Buy58
out of 100
Grade: C
UNFI
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+9.1%
Fair Value
$98.43
Current Price
$88.58
$9.85 discount
Intrinsic value data unavailable for UNFI.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 36 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Strong operational efficiency at 20.9%
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 492.1x book value
Earnings declined 5.9%
Operating margin of 1.1%
Elevated debt levels
Weak financial health signals
ROE of -5.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : CL
The strongest argument for CL centers on Return on Equity, Altman Z-Score, Market Cap.
Bull Case : UNFI
The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.
Bear Case : CL
The primary concerns for CL are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 54.99 is elevated, increasing financial risk.
Bear Case : UNFI
The primary concerns for UNFI are Operating Margin, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.97 is elevated, increasing financial risk.
Key Dynamics to Monitor
CL profiles as a value stock while UNFI is a turnaround play — different risk/reward profiles.
UNFI carries more volatility with a beta of 0.82 — expect wider price swings.
CL is growing revenue faster at 8.4% — sustainability is the question.
CL generates stronger free cash flow (609M), providing more financial flexibility.
Bottom Line
CL scores higher overall (58/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Colgate-Palmolive Company
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
Colgate-Palmolive Company is an American multinational consumer products company headquartered on Park Avenue in Midtown Manhattan, New York City. It specializes in the production, distribution and provision of household, health care, personal care and veterinary products.
Visit Website →United Natural Foods Inc
CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA
United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.
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