Chime Financial, Inc. Class A Common Stock (CHYM)vsGoPro Inc (GPRO)
CHYM
Chime Financial, Inc. Class A Common Stock
$21.38
-1.11%
TECHNOLOGY · Cap: $8.21B
GPRO
GoPro Inc
$1.65
+10.74%
TECHNOLOGY · Cap: $225.76M
Smart Verdict
WallStSmart Research — data-driven comparison
Chime Financial, Inc. Class A Common Stock generates 236% more annual revenue ($2.19B vs $651.54M). GPRO leads profitability with a -14.3% profit margin vs -46.2%. GPRO earns a higher WallStSmart Score of 39/100 (F).
CHYM
Avoid35
out of 100
Grade: F
GPRO
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+28.7%
Fair Value
$28.94
Current Price
$21.38
$7.56 discount
Intrinsic value data unavailable for GPRO.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Revenue surging 25.5% year-over-year
Growing faster than its price suggests
Areas to Watch
Weak financial health signals
ROE of -85.5% — below average capital efficiency
Earnings declined 20.4%
Distress zone — elevated risk
0.4% revenue growth
Smaller company, higher risk/reward
ROE of -81.9% — below average capital efficiency
Earnings declined 93.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : CHYM
The strongest argument for CHYM centers on Debt/Equity, Revenue Growth. Revenue growth of 25.5% demonstrates continued momentum.
Bull Case : GPRO
The strongest argument for GPRO centers on PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.
Bear Case : CHYM
The primary concerns for CHYM are Piotroski F-Score, Return on Equity, EPS Growth.
Bear Case : GPRO
The primary concerns for GPRO are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
CHYM profiles as a growth stock while GPRO is a turnaround play — different risk/reward profiles.
CHYM is growing revenue faster at 25.5% — sustainability is the question.
CHYM generates stronger free cash flow (18M), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GPRO scores higher overall (39/100 vs 35/100). CHYM offers better value entry with a 28.7% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chime Financial, Inc. Class A Common Stock
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. The company is headquartered in San Francisco, California.
GoPro Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?